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Say No More To Injustice Towards Photographer

Say No More To Injustice Towards Photographer

The world of photography is often neglected and abandoned from the spot of the media. Many assume that the photography is just about the passion and hobby and therefore they are doing as they please. But that is far from the truth since many of the photographers are defending their lives and incomes to the world of photography and their business. Today, the primary source of the creator of the photographer is the third party seller platform which is the Getty images or the Shutterstock. We do familiar with the two companies, but little of them know the bitter truth is concerning the two companies, which we are going to explain below.

The companies employ a stringent and demanding policy that is hampering the progress of the photographer and thus stripping off the profit and the right of the photographer. Here we will sum up several concerns that now exist within the current ecosystem.

  1. Centralized
    Not every centralized thing are wrong, in fact, we do need a centralized standard such as currency and system so that it gives us certainty and several degrees of rigidity. What we do mean about centralized in this scenario is the photographer, in which here is the content creator is often left behind in the term of the profit generation process, making it a one-way process in which the company control the whole profit generation process and leaving the creator suffering.
  2. The pictures right
    One of the central issues of the photographer here is the right. The right in this scenario is the right or the licensed photos. In this case, the creator is just don’t have any reason once they already submit their pictures inside the system of the platform. Even if the creator is selling the photos outside the system, they need to report back the profit to the platform otherwise they will be getting the legal ramification which is annoying.
  3. Injustice sharing of profit
    These points actually correlate with the first point. This is actually the sad, grim truth about the world of photography where the creator is just gaining a trickle of the profit generated by the system, whereas the company receives more than 85% of the benefit. The professional photography is not merely randomly flashing your camera around and making a profit. It is actually a cumbersome task when sometimes the photographer needs to be in several difficult spots and often shoot thousands of pictures just to get one specific picture that suits the desired output.
  4. Pitch black system
    What we mean here is the lack of the transparency in the big companies. We do realize that not all the thing are needed to be published to the public, but some points do require openness. But that is just what de big companies lack, where they are reluctant and even not willing to share their data concerning the licensing process, the profit generation and so forth. This is what upset the professional photographer, and thus such a cycle needs to be disrupted.
    For more information, you can visit one of the links below:

https://www.wemark.com/

Disrupting The Current Ecosystem With Wemark

But luckily, as the technology progress, the world is becoming more and more decentralized, where there is merely a lot of disruption and groundbreaking invention that is very fundamental to the realm of business. The rise of startup businesses, especially the one who relies on the blockchain system are becoming predatory to the old ecosystem where they are destroying or at least giving alternatives to the old ecosystem that if proved to be injustice and inefficient. There are a lot of businesses that are currently reforming and thus providing a new business opportunity to make things even better. And such luck is also bestowed to the realm of photography, where a new startup is on the rise, called the remark platform.

Wemark is actually one of the most promising startups that will disrupt the whole old ecosystem that is hampering the creativity of the creator itself. As we can see, the creator is having a difficult time gaining profit, and this platform is actually the best platform to increase the benefit of the amateur and professional photographer alike. Here are several reasons why the wemark is worth trying.

  1. Gaining more advantage
    The first and the most obvious reasons are the profit. We already know that the big companies are giving only a trickle of the strength whereas they are generating more and more profit daily. That is actually very troublesome and need to be changed since it will heavily discourage the content creator. In the wemark platform, the situation is just reversed, where the companies are gaining a trickle of profit per photos and the rest of the money goes to the creator.
  2. Decentralized
    This is what more interesting on the platform, where the decision making is entirely back to the user. The creator can sell their pictures for the prices that have been set by themselves, and thus is more rewarding for the creator. We do want to ensure that the creator is keeping their creativity and accordingly being rewarded for such effort. And to do that we need to give the creator more right and more role to determine in this form of business. To put it just, on this platform, the part of the creator is significantly higher compared to the previous old ecosystem that is diminishing the part of the creator.
  3. Transparency assured
    One of the most critical factors In the business is giving the proportionate flow of information to the user or the customer. This is what makes them more appreciated and thus will convert them to a loyal customer In the meantime. Having a loyal customer is apparently one of the primary focus f the company, and one of the most critical points is having some degree of transparency. We do understand that not all kind of information is required to be published, but at least only the one which is critical such as the licensing and the profit generation process. Such information is essential to be released so that the customer or the creator understand for how much they need to pay, how much they need to spend money, and how much they will gain profit per photos.
  4. License distributed not centralized
    In the artistry world such photography, one of the most crucial point is the license of the pictures. The grant will determine the ownership of the photos and thus make it protected by the law and gaining the creator the rights of their own creation which is obvious. But unfortunately, such cases did not occur in the big companies since they retain most of the license for themselves. The platform will give the license to all the photographers regardless of their skills and their photos quality and thus make the creator more liberty and right about what to do with their own images. They also don’t need to report back to the platform once they are making the profit to the images that have been licensed by the platform.

Becoming the part of the wemark platform is effortless. First, you need to make your own portofolio on their website. This is important since the platform need to know about your capacity and your skills also experiences concerning the photography. After creating the portfolio you can start to upload the photos of your own and to get the license, you need to pay several amounts of cash at one time. The payment here are using the token of cryptocurrency, and therefore it Is not very expensive in the end. And you don’t have to worry since the licensing is a one-time process and therefore you don’t have to pay several times for your licensing process.
For further information concerning the system of the platform, you can access the link below.

https://www.wemark.com/whitepaper.pdf

The Road Map And The TGE Of Wemark

wemark roadmap.jpg

Every platform will have their own roadmap to determine their own degree of success. And this platform does have the roadmap. Here are several points of the roadmap of the platform.

  1. Middle and late 2017
    2017 is the important year for the platform, where they are signing the contract of the NFX companies that specializes in the market research. The NFX are investing their money in the platform for about 1million dollars. The platform is also opening the waiting list for the contributors or the photographer that are about to sell their own photograph on the platform. And as the website claim, more than 1500 professional photographer are signing the contract just in the few weeks.
  2. Early to middle 2018
    At this point, the platform is releasing the very first product, which it enables the user to create a profile and submit their own photos in the platform. There are about 20 thousand offered pictures just a month after the release of such content. This event is followed by gaining the advisors, which is several of notable individuals in the term of business, such lee torrents, as a lead marketing in canvas, Lars Perkins, founder of Picasa which has been purchased by Google and becomes the google photos and etc. the following month is the release of the whitepaper of the platform to become the guideline both for the platform and the user alike.
  3. Late 2018
    This is yet another critical period of time for the company. The company will sell their token called the wemark token to the public for the first time. Such token will be used primarily for the transaction that is occurred within the system, and hopefully, that includes the purchase of the pictures as well. And in late 2018, the platform will be transformed into a full working marketplace where many can purchase the photos that have been provided by the photographer for some period of time.

wemark token.png

And as for sale, here are some necessary information that you need to know
• The token supplies are about 135 million dollars
• Soft cap around 1.5 million
• Hard cap 8 million
• Price per token 0.20 US dollar per token
• Sale starts July 24th and ends at Aug 7th
• Token usage: licensing, accessing several wemark features

As we can see above, the token supply is meager compared to the other platform where they can reach billions. And the hard cap is also shallow, which is just about 8 million. Which mean that they only will sell that amount of the token, as the rest of the token is used for another purpose. And that is what makes the price per token is rather higher compared to the other token amount, and this will make the sale even more interesting since the token is worth investing for.

And the second most intriguing thing is, the allocation of the token supplies, here is the information concerning the token allocation.
• 38% token sale
• 37.5% reserved for community rewards and economic scaling
• 12% advisors&partnership
• 11% founding team and employees
• 1.5% bounty program

As we can see, the token allocation is rather unusual since the token and the community rewards are almost identical. No other platform is employing such allocation in the vicinity since they implement a huge proportion of the token supply to the sale alone. The board of advisors, the founding team and employees, are also gaining more token allocation.

What we can learn from this basic information here is, the company is dropping more token to the community to reward them for their contribution in building the companies, along with the founder team and the system. That is working along with the dream of the platform to give more reward and profit for the content creator and thus destroying the old ecosystem in which the creator is suffering since they just don’t get enough profit to continue on their project.
For further information, you can access the links below:
https://tge.wemark.com/
https://bitcointalk.org/index.php?topic=3347524

Social Media:
 
Avoiding Annoying Ads By Vidy Platform

Avoiding Annoying Ads By Vidy Platform

The world of digital marketing has grown exponentially, and opening up to so many opportunities. So many things are opening up such as the advertisements which come in various forms, the social media and so many others. The positive trait of such advancement is that you can access so many things inside the internet and many other than you required, and that is an excellent thing for the web. There is a lot of information that is circulated within the realm of the web, from thousands of ads, youtube content, exciting event, online shop and so on. Such revolutionary finding is never an impactful as internet creation.

But due to the massive amount of information that has been collected throughout the ages, several annoying things can be found on the internet. In this case, we are talking about malware, viruses, and of course ads. Ads is not a harmful thing that can damage your pc in any conceivable once, or at least the legit ads. What makes the ads annoying here is the vast amount of it that can be seen in every corner of the internet from the simple webpage or blog site to the YouTube channel and Facebook page as well.

Digital marketing is seamless and limitless, there are thousands of opportunity that lies just behind every corner, but ads is one of the dark and annoying sides of the internet that one tends to avoid as best as they can. Once an ads pop up in their pc or mobile screen, they will start searching for a cross mark to close the ads as soon as they can and continue doing whatever they are doing. The pop ads, therefore, are the most annoying forms of internet ads that can be found on the internet. There are several reasons why ads are much hated among the people.

  1. Ads are annoying

There are no words that best described the annoying advertisements that suddenly pop up out of nowhere. Imagine that you are about to click some vital button in a webpage and suddenly you are being redirected to fraud as that is not legit, or to a slow loading page, and you have to do that multiple times to proceed to the desired button. That is indeed frustrating, and that is why the amount of free and aid adblocker and adware blocker are raising significantly due to the demand of the people or internet user.

  1. Irrelevant Ads

Imagine that you are a male and need a laptop or mobile phone, and you need some ads to compare your desired stuff or want a preference, but the ads that keep popping is gaming app or adult ads that have zero relevance to your needs. Ads are okay since that is the most efficient way for a particular company to promote their stuff and let the people know that there is an excellent and high-quality good waiting for them. But since we cannot filter the ads that keep showing up, therefore you will get even more irritated, and you end up hating all forms of advertisements.

  1. Ads look so messy

A webpage that has numerous amount of commercials are dirty and looks unattractive. The more ads they have, be it a banner ads or the pop ads, that will make the people tend to leave such webpage. And the second issue of the webpage-infested ads are, loads of such website will be very slow and going it very hard to access. But this is a vicious cycle that cannot be broken down since most youtube channel, or website does need money, and the advertiser does provide money for them then the publisher will keep posting the ads as they please.

  1. Ads are deluding

Ads in several web pages are impersonating the vital button such play, download, open, or etc. even actually we can distinguish the legit button and the ads button, hence the ads button looks more colorful and more prominent and brighter rather than the correct button, many people still fall to the ads trap, and therefore they keep getting more and more pop ads. Having to close the pop ads multiple times is not a fun business, and that people will end up hating the pop ads, no matter what kind of product that they are advertising.

The intrusive, abusive and invasive nature of ads, therefore, is the main reason for the downfall of the digital advertisement. For now, about 600 million people are already blocking the ads using the adblocker or the google plugin. And more people are ignoring and try to close the ads as soon as they can. This makes the world of digital advertisement are impotent and ineffective and thus making the companies are wasting their money and effort by advertising on the internet.

For more information concerning the digital advertisement, you can visit these websites.

https://vidy.com/

https://bitcointalk.org/index.php?topic=4607821.0


The ads counter offensive

The downfall of digital advertisement is already going and seems there is no going back. People are already imprinted ted in their minds that they hate ads as much as they can, and thus will keep closing as soon as possible, and avoid the ads as best as they can when they see the ads. And the big companies are already losing this advertisement war and start using a more aggressive profile track to map the people and learn their algorithm to see their desired ads. That is a wrong way to approach the issues since the main problem, in this case, is not what kind of ads that they want to see, but how to open their minds and accept the ads anymore. And fortunately, there is already a solution that is emerging.

Introducing the vidy platform. This platform is just what the companies need that will bridge the demand of the internet user, and the advertisement needs of all the companies. To keep it simple, the platform does the following.

  1. Bridging the internet user and the companies

This is already stated a little above. The main goal of this issue is to make the internet user are not anti-ads, and therefore they want to open up their mind again to accept the ads. The platform is doing just that, where the internet user now can see the ads and get money from doing that. That is a very convenient and the perfect booster for the people to see the ads anymore since they need the money and the platform is applying the gamification, quest-like reward for the people to watch the ads. It is straightforward since you need to hold the banner ads and start watching the ads.

  1. Organized UI

One of the thing that is hated by the internet user concerning the Ads are the messy and disorganized banner ads dashboard. The publisher will spend every space of their websites or the blog to put more and more ads. This will make their page blinking with so many ads color and that is simply annoying. The disorganized UI will also slow your loading page, and consume more data and that is very annoying. The platform will make a solid standard concerning the ads usage and location and amount so that the web will be visited more often and the effect of the ads will be amplified.

  1. Emphasizing relevance

The relevance of the ads is also important since ads are the information source that can be helpful to your preference. But showing the irrelevant ads will make you annoyed and hating the ads even more. The platform will scan and match the ads and your algorithm so that you can see the ads that you want to see in your life. This will result in the different people visiting the same webpage and seeing the different ads. That is a powerful tool since it can filter the ads, and therefore the company can show the ads to the exact person who searches for such ads.

  1. Decentralized ecosystem

A free to all business is the dream of every capitalist society. Throughout the history, all kind of laws has been passed such the antitrust in America to safeguard and protect the open competition business and to prevent monopolies and centralized business system. But as the emergence of the internet business in the late early 20’s more and more business has monopolized one particular sector, such as the Facebook mega companies, youtube, google and so forth.  This is unhealthy since the internet businesses are getting more centralized and therefore many internet users have no preference or option while browsing the internet.  The platform is a decentralized platform where they try to decentralize the informational flow and thus opening a new market for business to grow.

How Does It Work?

It is straightforward to know how the platform works.  When you are about to use the platform, you will need to create the account, and in that process, you will need to fill out several information such as the products preference and so forth, so it will be just like a survey. This phase is critical since it will determine what kind of ads that you will see, and what kind of ads that you don’t want to see. That process is natural and doesn’t consume so much time Init. The platform then will work just like the browser plugin, and thus you can see the ads that you desired more.

For further information, you can visit one of the web pages below.

https://vidy.com/static/whitepaper.pdf

https://fb.me/VidyCoin

https://www.t.me/vidycoin

 

Token Sales Plan

And just like any other platform, this kind of platform has their token sales too; there are three kinds of sales that occurred in the platform, they are a private sale and the first sales. The private sales have been concluded with tremendous success, and the company is ready to move to the second phase which is the initiation of the pre-sales. The, unfortunately, are not yet informed so then we have to wait a little bit. But according to their website, the pre ico sales will be conducted just about 35 days from now on, or at 15th of August 2018. The soft cap of the sale is about 15 thousand ETH coin, and the hard cap is about 60 thousand ETH coin, $16 million already raised! The pre ico sale will have a bonus of 33% per coin, and as the general worth per token, one vidy coin is worth about 0.00001673 ETH per coin.

And as the token allocation, here is the summary of it.

  • 52% token sale
  • 22% team
  • 25% advertising partners
  • 0.5% bounty program
  • 0.5% airdrop

The platform itself recognize four tier of membership, and that tier depends on the total amount of token purchased by the people. Here are the four tier of membership that exists in the platform.

  1. Free Tier

This is the lowest tier, and have an insufficient amount of feature that can be used by the user. The free user can only upload a single video ad to the platform, and the video is not filtered, which means that their video still can be seen by the wrong person who doesn’t want the ads and thus making your ads ineffective.

  1. Titanium

Titanium tier is the second lowest tier with a minimal amount of purchased very token is about 300k token. There are variations but still a limited feature that can be accessed by the platform but still is wider than the free account. But you can upload unlimited video ads that you do want, and your ads can now be filtered too.

  1. Gold

Gold tier is the second highest tier which you can upload an unlimited amount of video ads, an extensive feature that you can access, and more. To access this feature, you need to purchase at least 700k amount of vidy coin.

  1. Platinum

Platinum is the highest tier that you can have, with the ultimate access for the best platform feature. Your ads are also guaranteed to reach the best market for the best result for sale. To reach this tier, you need to purchase at least about 1 million very token.

For further information, you can reach the webpage below.

https://vidy.com/

https://www.t.me/vidycoin

Wemark: A New Disruption In Photography Content Market

Wemark: A New Disruption In Photography Content Market

The Domination and Injustice

The market for photography content is being dominated by two big players who are the shutter cock and Getty Images. These two companies are charging the ridiculous amount of fee to the content creator, to the point where the companies are retaining up to 85% total value of one creation and leaving the photographer only a fraction of their profit. This is demeaning and degrading since the creator are struggling so hard to acquire the photos, and therefore should be rewarded more for their hard work. However, that is don’t happen since the companies decided to keep the profit high while the creator’s appreciation low.

There are many issues concerning the current photography market ecosystem. Here are some of the issues:

  1. Rejecting transparency

As we have stated before, the big companies are keeping most of the profits and thus leaving the creator scratching their head for such unrewarded effort. Unfortunately, there are no official statement or the system explanation concerning their form of business or their payment system, and it means that they keep the profit high is they want to make it high. This is outrageous and needs to come to an end as soon as possible.

  1. Unrewarding process

Photography is not an easy task and an easy job. Photography is more like an art, rather than randomly flashing your camera to a random object. Sometimes, finding such object need a harrowing struggle, such as climbing the peak of the mountain, diving to the ocean, taking a very rare occasion photo, and so forth. Photography requires the high amount of patience and resilience and therefore need to be rewarded. However, unfortunately, the market didn’t allow them to have a great profit. Instead, they are just being paid with only a trickle of their hard work. This is indeed discouraging the entire photographer, and thus need to be changed.

  1. Copyright

This is the sad truth that is hampering the photographer. Once a creator uploads a picture to the image Getty or the shutter cock, they are the one who retains the right of the photos, and thus making them the sole controller of the price where the creator is kicked out of their place. This is sad since the creator knows how hard the photo can be taken, and thus they know how worth their pictures are.

  1. Centralized

What we mean by that is, the process of the pictures submission and the payment fee is mostly one-way process. It means that the process cannot interfere with anyone and anything, even the creator itself. Moreover, the creator doesn’t have any other alternatives since both companies are the only companies that pay them for their pictures, and therefore the creator must submit to this system regardless of what they feel.

Those are the existing issue that is cycling amidst the pictures market, and this is discouraging the content creator, which is the photographer. In this era of digitalization and information, it is time to set free the market of photography from the crippling ties of the big company and search for a new alternative that is more rewarding compared to the previous one.

For further information you can access the links below:

https://www.wemark.com/


Wemark As A Disruption In The Current Ecosystem

What we need more now is a disruption to open a hole in the market, and offering the new alternatives for all the content creator, and thus making them more rewarded for their hard work. Moreover, fortunately, such disruption is already emerged called the remark. Wemark is a blockchain powered startup that will try to pay more for all the photographer and to provide them the justice and transparency that they deserve. Here are several features of the wemark that we know about.

  1. Decentralized

As with any other blockchain related startup, they are always decentralized. Both are determined not only by the companies but to all the user as well. In this context, the user is the creator of the photos that are selling their photos within the system. That is just how the blockchain works, which require the feed from the user for the transaction to occur. By this system, it means that the companies and the creator can appraise the photos and determine the prices tags per photos. Moreover, this is a revolutionary way since no other companies are implementing this system, except the blockchain powered companies.

  1. Transparent

Transparency is just what the creator want. They want to know how much their pictures are being charged, and what happens inside the system. They also want to know how they value their work and setting the prices per photos. Such occurrence did not occur in the old ecosystem, but it did happen in the wemark. The blockchain and the smart contract system will be applied to provide transparency to all the creator concerning what happens to their pictures once it has already entered the market.

  1. Owning license and right

Previously in the old ecosystem, the creator are stripped of their right and need to report back whenever they are already making profit outside the ecosystem of the companies. That is awful since the creator is removed away from their creation and thus leaving them clueless what to do with their photos since they are no longer have right to distribute it without the consent of the companies. That time is over since the ecosystem of the wemark is giving the right of the photos to the creator, which is obvious. It means that the creator can do whatever they want in their photos, which is also evident since they are the one who creates them.

  1. Better prices

The prices that are being set by the companies are high and unrewarded since they need to deal with the third man or the third parties, which is the company itself. You may think that the wemark is also the third party like the other companies, but that is wrong. Wemark provides the place where the creator and the market can meet and thus making the creator having more money and reward rather than only a fraction of money compared to the previous ecosystem.

  1. Trustworthy system

Moreover, final, above all the benefits that will be obtained by the creator itself, is that the creator can trust the system since the system itself is running autonomously and unable to be manipulated by everyone or everything. It will scan your photos, where you can set the price range, and conduct the transaction directly to the buyer and so forth. No more companies interference, no, more one-sided and injustice companies decision.

So as for the process, it is somewhat natural and familiar. What you need first is to sign up by creating the account of the wemark platform.  After you have successfully created the report for the platform, then you can start uploading photos to the ecosystem where you can set the range prices per photos, and then let the platform do the work, which is by displaying the images the world. It is an easy and straightforward process where it will benefit all.

For further information concerning the system and the platform, you can access the links below.

 https://www.wemark.com/whitepaper.pdf

https://www.wemark.com/


The TGE and the Current Process Of It

The most distinct and distinct process of the startup platform is their TGE or token generation event. However, first, let we explain the usage of the token itself. The symbol is the primary currency that will be used to perform the various transaction within the system, such as receiving payment, and so forth. There will be no other currencies to be used inside the platform, just the wemark token. That is just a common market practice by the platform to ensure the value of their symbol.

As for the usage of the token, currently, the token will only be used for licensing and accessing the photos within the system of wemark. However, there will be several advancements of the usage of the token, such as the ability for the creator to hire the model, hire the lawyer or legal team, even selling their photos with token and receive the payment with token too. That will increase the practicability of the token so that it will be used outside the system also. However, since the token itself is preferably flexible and inside the ethereum system, it is possible to exchange the token to the flat currencies and gaining the reward since the token itself comes with the form of investment, just like any other token inside the ethereum system.

Also, as for sale, they are rather different from the rest of the cryptocurrency in the business. First, they provided an insufficient amount of information concerning the sale, but here what we know concerning their sale:

  • Total token supply 135 million token
  • TGE starts on 24th July and ends on Aug 7th, 2018
  • The soft cap is about 1.5 million dollars
  • The hard hat is about 8 million dollars

At first glance, we already know that there is a huge difference between this platform and the other. First, this platform is having a meager amount of the total token supply, which is about only 135 million token.  Moreover, that is a dwarf compared to the other startup which is reaching for about billion of the total token supply. Also, the second, there is no division of the sales, meaning that they are only deploying one sale period, which interestingly called the crowdfunding rather than the main or the pre-sale just like any other platform. Also, when we look at the period of the sale, we know that the period is only roughly two weeks, not a full month period.

However, that seems not an issue since all the platform has their right to move and shape their own business. And thus this is advantageous for the platform since the token worth more dollars compared to the other token type. The price of the token is about 0.20 dollar per token, that is a very high value for such a token, where the other token is usually having more digits and thus lowering the cost of the token. This also means that the investment by using the token is rather prospective and valuable compared to the other token platform since the initial base value is already high. After the vesting amount of time has elapsed, you can exchange the token for the fiat currency and obtain more money in the process.

As for the token allocation, here is the proportion for each party:

  • Token sale 38%
  • Reserved for community reward and economy scaling 37.5%
  • Advisors and partnership 12%
  • Founding team 11%
  • Bounty program 1.5%

This is another surprising fact about the platform. We can see here as the token allocation is lower compared to the reserves and the community reward. It means that the platform will concern the compensation for all the photographer to encourage them to use more photos and therefore to make the platform becoming more and more lively and accessible. This is hugely different from the other platform where they are portioning a considerable amount of the token in the token sale.

The reason behind this reason is that the customer still actually allowed to purchase the pictures using the flat currency such dollars. However, as the time goes, more and more services of the platform will be using the token only, and thus increasing their usefulness and rising their value. That is actually very different compared to the other platform where they don’t have a stable community, and therefore they don’t need to worry about the community reward, but once again, that is just what the varieties of business are.

If you are a photographer, it is natural that you want to make a living from your pictures and skills. Searching for a platform that will justly reward you is hard, and therefore you can choose the wemark for your business partner.

To know about the sale and the token, you can visit one of the websites below:

https://tge.wemark.com/

https://bitcointalk.org/index.php?topic=3347524

 

Social Media:

https://www.facebook.com/WemarkOfficial/

https://twitter.com/_wemark

https://t.me/wemark

Introducing Viva, Solution For Your House Mortgage

Introducing Viva, Solution For Your House Mortgage

House mortgage industry is the most valuable industry in the world since the need of the house is ever increased. The issue here is the price that is also skyrocketing due to the imbalance of supply and demand in the global market. This is due to the several factors, such as the availability of the land, the global economy and politics situation, the profile of certain areas and so forth. As the result, billions people are having a very hard time acquiring a house, where certain individual groups are having multiple houses with a very high value. This is definitely creating an economic and social disparity as more and more people need the house, where fewer people are able to acquire the house with their own money alone.

There is also a practical solution to this issue, namely the mortgage loan that could be afforded in the bank or the third party such as the person or a loan providing group that is scattered across the globe. This indeed provides a very practical solution to those who do not own a very large amount of money to purchase the house since the house usually imposes the down payment system that is very hard to be accomplished without the proper financial preparations. The mortgage loan can be achieved in a various way, but the problem will soon follow, as the interest of such loans is steadily increasing and the people financial economy are more or less unstable do the global economic change that could change in any minute. This leading to a very complicated and centralized housing market and mortgaging system that is now run by the government or the banking institution.

This could prove to be disastrous since the centralized market, should it fail, will affect thousands of other aspects and thus endangering the global economy. This already happens in 2008, where the mortgage industry is falling down due to the inability of the people to pay for their loan, and thus destroying most of a high level American and European economy back then. This is a very serious issue that needs to be tackled since the demands of the house will always increase, but the system that is built upon it needed to be decentralized so it is safer, faster and more reliable in the term of the global market.

For any further information you can access several links below:

http://www.vivanetwork.org/

https://www.facebook.com/VivaNetworkOfficial/

Viva as the solution for your housing needs

But the cycle could be ended with the rise of the blockchain lately. Viva network is a solution for the ever problematic housing industry that is now affecting billion of people. There is a lot of issue to the housing problem such as:

  1. The skyrocketing price

Prices in the most essential in the house as it become the major consideration of every person who is about to purchase a house. The price of a house is usually affected by several factors such as the land value, the availability of the public facility, the type or the size of the house and lands, and other myriad factors that are too much to be mentioned. But even the smallest and most undesired land still possesses a very high amount of money and that is very hard to come by. The platform provides the crowdfunding platform to the person who needs a fast and saves money to purchase a house, and thus the crowdfund will provide the money on certain conditions. This will disrupt the common business style where the banks and the third parties intermediaries are in play.

  1. The difficulty in obtaining the loan

Even if the person is able to purchase the house via a loan that is provided with the banks, the access to such a loan is very difficult and complex. More and more people are less able to have a loan to pay for the house, and thus making the people less able to have the house. This is due to the fact that the banking system is interconnected and centralized making it very fragile should the people are failing to pay for the loans of their house. Countless evidence has already emerged to show how fragile the banking institution is, and thus making it a less reliable source of money to have. For your house mortgage.

  1. The house appraisal

As the beginner buyer, they usually don’t understand whether a very specific type of house is worth their money and effort so that they end up purchasing a house that is too pricey and disrupting their financial capabilities. This is very problematic indeed as the housing industries are not providing the tips or the review of their economic situations, as their concerns are just to conclude a sell. The viva platform provides the very practical solution which is the counseling or the advice of the buyer of a house before buying a certain type of the house. They also review the economic impact of a family so that the family can own a house without any clear risk at their mind.

Those issues above are the most impending issues that are haunting the global housing market. This is counterproductive since the housing industries need to sell their houses as fast as possible where the people are less able to purchase the house day by day. This cycle needs to be disrupted, and that is just what this platform do, to disrupt the status quo and giving ease for the buyer of the house to gain their money so that they can have a house.

For further information related to the platform you can access the documents or the site below:

https://twitter.com/TheVivaNetwork

http://www.vivanetwork.org/pdf/whitepaper.pdf

 How VIVA works

 

We have already seen the intro of the platform, but we will then as ourselves, how this solution is really working. This is the most natural responses to any kind of disruptive business type that happens globally. First of all, the main difference between the platform of the banking system are the terms of coverage. The banking system is a web of interconnected monetary agencies that is affecting one after another, and thus making it very fragile since the disruption in one side could have a significant impact on the other side, whether it is good or bad influences. Here are the procedures of the application at the first glance.

  1. Buyer propose a loan for a house

The most critical thing about purchasing a house is the loan itself, without it, so many people will just lose the ability to have a house in the oncoming years. The buyer will start proposing for a loan that is followed by several documents that are needed by the system for the verification needs. The document will be the debt, the income, or any related financial situation of a person that could be useful for the verification process.

  1. Verification process

Verification is the most crucial steps, as it will determine whether or not the person will have their money for the mortgage.  The verification will include the professional assessment done by the team of the platform. The buyer will also directly redirected to the home seller, to provide any risk that could potentially reduce the value of the house. the home seller is also obliged to inform the buyer concerning the minor or major issues of the house such as reparations, damage, and so forth.

  1. Approval and appraisal

The approval of the platform is divided into two kinds, the conditional approval, and the final approval. The conditional approval is the first approval where the condition of the document have been met and the team is already approving the document to be further analyzed by the team in order to determine the fund that will be provided for the applicant. The final approval is where all kind of document is already assessed and all the condition has been met and thus making the applicant eligible to receive the fund from the platform. The appraisal is the process of appraising the true value of the house by the professional team of the platform. The appraisal process also includes the advice from the team concerning the house and so forth.

  1. Grading

After all sort of administration and assessment has been dealt with, the final process of the procedure is grading. Grading simply is the mechanism to grade someone financial capability that has been provided by the earlier documents. Grading will determine about the financial funds that will be provided by the platform by listing the applicants into the several grades that are available. within the system. There are ten grades from 1 to 10 and the applicants will enter one of the grades, and thus define any potential risk or changes in the term of the applicant capacity to pay the loan to the platform.

  1. Crowdfunding

After the grading process has occurred, the platform is now gathering the fund in order to give the applicants the money they need. After the money has been collected, the platform will receive a portion of the money where they can use it for paying the Down Payment that is required to purchase a house. the applicant then is responsible to pay the amount of money in a certain period of time, such 20 or 30 years according to their own grade. The money that has been paid by the applicants are becoming the crowdfund that will be used to fund more applicants, and thus the cycle continues.

The TGE and sales

the token that is recognized  by the platform is the viva token, where the platform will provide as much as 4 billion tokens where it will be distributed in the following:

  • 75% TGE
  • 7.5% team allocation
  • 3.75% advisors
  • 10% reserves
  • 3.75% marketing allocation

As for the sales of the token, typically there will be 2 main sales event that will be held by the platform, they are

  1. The pre-sales

The pre-sale is currently ongoing and will end in July 1st. The pre-sales or the first stage of sales will have the bonuses, just like any other platforms. The sales will be in 30 days, with ten days bonus bonuses changes interval. During the first ten days, the price will be 50 thousand tokens per one ethereum, meaning that the token will have around 40% bonus per sale. The second ten days will worth 35% bonus, meaning that the viva token will worth 48.309 tokens per one ethereum, and the last ten days will have 30% bonus, and the token is 46.511 worth per ethereum.

  1. Main sales

Main sales will occurs just after the pre-sales, the main sales will start at July 12th. And as for the main sales, there will be 60 days period or roughly two months of the main sales process. The main sales are also providing the bonus, though it is not larger than the early stage bonus. And unlike the first stage where the bonus is counted per 10 days, the bonus in the main sale is per quantity of the ethereal being sold. The first round of main sales will have 25% of the bonus after the 11.200 ETH has been contributed in the 20 days of the main sales. the second round will have 15% of the bonus, after the ETH that is sold reach about 33.070 ETH in the next 20 days.

To sum it up, here are the basic information concerning the sales.

  1. The cap of the first stage of the sales will be around 6.870 ETH. The first stage of the sales has occurred as we speak and will end on the 1st of July 2018.
  2. The main sales will be conducted just after the first stage of sales and will last 60 days.
  3. There are 4 billions of token that are being distributed to several parties, where the allocation has been covered above.
  4. The range of value is ranging from 50 thousand to the lowest around 35 thousand per one ethereum.

For further information, you can reach these following sites.

http://t.me/Wearethevivanetwork

https://bitcointalk.org/index.php?topic=3430485.0