token

Purchasing A House Easier And Faster By Viva Network

Purchasing A House Easier And Faster By Viva Network

House is an ever-increasing need of humanity since all humans need shelter to house their family and fulfill the needs of them such as resting, relaxing, and so forth. But the housing industry is threatened by the skyrocketing prices since more and more people are being born and fewer lands are available for the housing. This makes the house has a very high price and requires a huge amount of money to even pay the Down Payment. This is indeed very frustrating to all middle classman people since they don’t have that money to purchase the house, and in the end, they have no house and forced to live with their relatives for the rest of their lives. There is actually one practical solution to this circle, which is having a loan to purchase a house but to are possess the threat that could ruin someone financially and lead to a disaster in the market if the loan is not done properly.

We are all too familiar with the failure of the banking industry in the mortgage crisis of 2008. The problem is actually very simple since it just covers up the failure of the people to pay their debts to the bank at that time, leading to a very serious economic disaster that almost ruins America and Europe back in that time. Even though having a loan could become a huge help in having a house, the centralized system with a huge interest that imposed by the banks are making the people very difficult to pay their loans to the banks. This is indeed very counterproductive since the banks live on the loan, and the people simply can’t pay the loan since it has a huge interest with years to complete the payment period. This is the major issue why people are becoming more and harder to obtain their house.

In the world alone, the housing industry, along with the property industry has made trillions of dollar per year, and that will keep going on since the value of a house will steadily increase and more and more people are less able to purchase a house. Housing is usually divided by its type, and the bigger the type, and more expensive than the house will be. But the problem here is, even we are about to purchase the smallest type of a house, the amount of money that is required to purchase a house is still astronomical and making it more inconceivable by all the people that want to have a house. Even though the government are already providing the solution such providing the house with the zero payment system, reducing the value of a house, but that is not tacking down the most basic issue that is now happening In the world, which is the inability of a person to purchase a house due to its astronomical price. This circle needs to be broken down as soon as possible since more and more people are greatly in need of a house.

For further information you can visit one of the links below:

http://www.vivanetwork.org/

https://www.facebook.com/VivaNetworkOfficial/

 

The risks of the platforms and platform mechanism

When we are talking about the housing industries, how little it is, it will contain the risk that needs to be recognized and addressed. The housing industries are a huge market with trillion of dollars that circulated per year. That sum of money is the backbone of the housing industries and thus it posse a high level of risk. Here are several issues that the user needs to be aware of before buying the token or joining in the platform.

There are a lot of reasons why this kind of mechanism will be favored by the people, and thus making this platform healthier and more reliable, which is:

  1. Fast and reliable

First is, all the procedures mostly conducted online, and it means that you don’t have to follow a series of very long and complex procedures that are usually imposed by the banks or the third party which is very inconvenient and tiring. The documentation that is required for the platform is online which mean the applicant will just need to upload their document in an instant without even be needing to go to certain places.

  1. Protected by cutting edge blockchain environment

And as for the security issue, the team has been equipped with the most talented and experienced group of assessor that is capable of determining someone’s ability in real time. They are able to determine and foresee the risk that exists in the certain people, and as well as distinguishing the real documents and the fake one. This is crucial since a lot of banking institutions are failing due to the fact that they are giving the money to the wrong person who is not able to pay for the money they owed to the banks. The team will also provide the advice for the applicant on how to pay and manage their money to reduce the risk of the applicant not being able to pay for their debt.

  1. crowd funding

The third is the funding mechanism. The funding mechanism that is imposed by the platform here is crowdfunding, meaning that there will be a lot of people are investing in this platform by purchasing the token of the platform and thus the money will be used to fund for the applicants and the mortgage. The applicant then will need to pay for a certain amount of money, and then the money will enter the crowdfunding market and becomes more money to fund even more applicant and so forth. This mechanism means that the platform will lose nothing and benefit nothing unlike the banking mortgage system and so on. The platform Is also not giving the extreme amount of interest since the money is sourced on crowdfunding, not the typical money that is provided by the banks.

The crowd funding will be translated by the platform namely the fractionalized mortgage shares or FMS. This FMS will become the amount of money that is needed in order for someone to purchase a house. usually, there will be 100.000 FMS per house, and then the crowd fills fund those FMS per month. There are a lot of reasons why FMS is very prospective for all the people. First of all, it is investment mechanism, meaning that people will receive a certain amount of money as they invest in the FMS. but FMS itself is not the token of the platform since it just the integrated investment mechanism that will be enjoyed by the people who are willing to pay for the FMS and thus crowdfunding the platform. One FMS at a time will be equivalent to 10 dollars per month, so logically, the more FMS that one person has, the more investment they will receive per month. But you should notice that the amount of the investment is not fixated.

There are indeed several risks at play when it comes to the investment, such as:

  1. Inflation risk

The first is the inflation risk, as it plaguing all kind of investment in the world. The more in the inflation is, the lower the value of your investment, and vice versa. But naturally, if the inflation rises, then it is not just your investment is at risk, but a whole country economic too. Meaning that the government will try to hold and reduce the amount of inflation in that country to stabilize and strengthen the country economy. The second risk will be the market risk, where it is directly linked to the housing market. To put it simply, the more house sold in the housing market, the more money you can get per FMS since FMS is generated by the house that is sold to the applicants. Similarly that if the less house is sold, then the less amount of investment money can be made.

  1. Interest risk

Interest is also the risk that really needed to be accounted for. Simply, as the interest climbed up due to the global economy, the investment rate is dropping since the interest will take up several amounts of money. but up to this day, there is no sign of the interest rate being high drama in the short few days due to the market optimism. The interest rate is also steadily declining since more and more business field are opening up and the market is going at a high speed to recover and regenerate money.

For any further related information, you can visit one of the links below

https://t.me/wearethevivanetwork

http://www.vivanetwork.org/pdf/whitepaper.pdf


The sale and token generation event

Just like any other blockchain platform, this platform also has the token that could be used in various ways. The token is called the viva token, or the token for future statements. The token as we already stated before could be used for many things, but primarily is to use the facility of the platform such proposing the loan, paying the loan and so forth. the token is the ultimate form of payment where no other methods of payment are received by the platform. To get the token, the people are required to join the series of sales that is being conducted by the platform. Mainly the platform is holding two kinds of sale, which are the first stage which consisted of around 3 rounds, and the main sales which also have 3 rounds. Here is the more detailed information concerning the rounds of sales.

  1. The pre-sale or the first stage of the sale

The first stage of sale is the pre-sale, or as any other blockchain refers to. This is where you can get all sorts of bonuses that is very profitable for you. There are three rounds of the pre-sales, as the more rounds, the lesser bonus you can obtain. The first round has 40% purchase bonus, and the last round has around 30% bonus per transaction. The interval between the rounds is about 10 days, so you need to make sure what kind of rounds that you are following. As we speak, the first stage of sale is about to come to an end, since the first stage of the sale will end at 1st of July.

  1. The main sale

The main sale or the main contribution period is the where the majority of the token will be distributed. There are 4 billion of the token that is available for this platform, where 75% of them or about 3 billion of them are the hard caps of the main sale. The period of the sale is about 60 days and Main Sale Starts July 20th. The main sales also have the 3 rounds with their own bonus, ranging from 25% to regular sales with no bonus. As for the price, the price of the token depends on what kind of sales and how many bonuses you receive from the platform. The price is ranging from 50 thousand tokens per ETH to around 35 thousand tokens per ETH. And as the currency value, the token is worth roughly around 0.009 dollars per token.

  1. The token distribution

It is important to know the token distribution since the this is to show the integrity of the platform itself. Here is the token distribution as having been stated by the website.

  • 75% TGE or sale (3 billion)
  • 10% reserve (400 million)
  • 7.5% team allocation (300 million)
  • 3.75% advisor (150 million)
  • 3.75% marketing operations (150 million)
  • The whole quantity of the token: 4 billion
  1. Token usage

The token usage is primarily for the main transaction of whatever the transaction that occurred within the system, be it the payment of the loan, the proposals, and so forth. and as for the exchange, unfortunately, there is no information concerning the exchange that could be done using the VIVA token, but the website does promise there will be several practical usages of the token in the near future.

For any further information concerning the sales you can visit one of the pages below:

https://bitcointalk.org/index.php?topic=3430485.0

The Flogmall Platform for The Great Revolution of E-Commerce and Investment in The Future

The Flogmall Platform for The Great Revolution of E-Commerce and Investment in The Future

Digitalization has a positive impact on many aspects of life. Online purchases and sales have become a growing digital marketplace. The use of the digital market to acquire every human need will help you to have the convenience. Every feature possessed by the concept of the digital market certainly has some drawbacks. Trust becomes the central capital for online sales to be at the level of success. Purchasing goods and services transparently will undoubtedly increase the level of confidence so that it can increase transaction volume. The quality of the products or services obtained from the online platform also needs to be taken into account. Maintaining trust and customer satisfaction is the main thing that every online business needs to do.

Increasing the technology empowerment to support life is so important that everything can be done quickly and precisely. Technology that supports digital sales globally has started to open on the internet. Everyone anywhere can connect without any obstacles. When everyone is easily connected then began to emerge on a digital platform where it can facilitate every human need. Digitalization began to change the concept of the market where everything is done in the virtual world. Everything you can get without face to face with the seller. To support the role of the market in facilitating human activities, the FLOGmall present as a digital platform that brings together sellers and buyers.

FLOGmall comes as a form of marketing that can be used by producers or sellers to trade their products. The platform will help you as a seller to get consumers with a broader market reach. FLOGmall provides a place capable of presenting products qualitatively to attract buyers. An increase in the consumer’s trust index is also noticed by providing many exciting features. Sellers can easily get subscriptions when they have an excellent product qualification. FLOGmall aims to change the market of goods and services as a whole armed with market analysis with marketing targets throughout Indonesia. A free bulletin will get you that can bring together buyers and sellers. Each service is accessible by using tokens so that the platform is a revolution of e-commerce and investment.

The International E-Commerce has been present in FLOGmall Platform

Existing and running e-commerce does not always have the right access to market the product to the world. Existing e-commerce tends to be at the marketing level of a single country while access to existing networks can connect everyone from different directions. The international market concepts need to be developed from the beginning of the founding of the platform so that it can reach the target market quickly. FLOGmall has been present as a platform with the aim of connecting all people from all over the world to enjoy the services of a highly secure, convenient and affordable market of goods and services offered at an affordable cost. FLOGmall implements a payment system with tokens as a form of increased transaction convenience. The token will speed up transaction settlement to provide services to all ecosystem participants.

The concept store brought by FLOGmall provides its uniqueness called LiveStore. The store will directly offer up-to-date information regarding in-store developments such as best-selling sales, to the ongoing conditions of the store. The concept will reduce the level of a fictitious store so that only real existing stores can update information. The content provided by the seller can be a recent video and a blog about the seller. Anything distributed by the seller can show the real goods and services offered. LiveStore format can help you to have a reasonable assessment by confirming the authenticity of the quality of the products or services provided. The concept of platform development can be found entirely through white paper and ann thread.

Ann: https://bitcointalk.org/index.php?topic=2772079.0

White Paper: https://flogmall.com/wp/

The Differentiate FLOGmall with The Unique Concept To International E-Commerce

Exciting features offered by FLOGmall as a form of innovation for the market that is currently available. To attract buyers, FLOGmall needs to provide unique and useful features for buyers. This concept will help sellers maximize revenue by utilizing the functions provided by FLOGmall. The LiveStore concept can increase the credibility and trust of everyone to spend money on a digital platform. The unique and creative idea of FLOGmall can be through LiveStore poured in several sales concepts as follows.

  • The seller can show store, production office in video format to improve business confidence. Recent store condition updates can also be easily done live. The recording you make will have an opportunity to enhance your store reputation.
  • The store declaration will be provided via video that is easily accessible to the audience. You can quickly provide information about the latest services, promotions, and products that are in your real store.
  • Video ads can be easily marketed. Short videos can serve as the most effective medium for introducing your products to the public.
  • FLOGmall will give you the opportunity to create a video blog to report an essential promotional event.
  • With video concepts, you will also have the chance to stream video streaming, game models, and video auctions. You can make streaming sales that are part of the platform feature.
  • The platform is very open to run video ads to increase transaction volume. Any video contained on the platform will also be automatically protected.

The concept of sales by prioritizing digital media such as video will facilitate the buyer in determining the product. Live streaming will help everyone know the current state of the store, and prove that your business exists. LiveStore helps you to increase the confidence of buyers who are looking for products or services that suit your needs. FLOGmall becomes the most comfortable platform to find your daily needs without having to worry about the authenticity of the store.

FLOGmall provides Convenient in Token Exchanges

The currently developed digital platform uses the concept of applying tokens as a payment method. This token becomes a digital currency or cryptocurrency that supports ease and transact. The idea of token use has been widely adopted to help ease of payment. FLOGmall uses the Mallcoin token as a payment unit used for every transaction located on the FLOGmall system. Mallcoin becomes a token of a limited number, so there is no inflation going on in the long run. The token sales event is held to redistribute many tokens at the start to obtain contributors. Support for platform establishment will help ecosystems dash. The exchange of cryptocurrency plays an essential role in maintaining the liquidity of transactions on the platform.

The exciting innovation of FLOGmall is the built-in concept that is available to exchange tokens automatically. This concept is called ATES which is dedicated to Mallcoin. Any accredited investor may have the opportunity to resell the MLC held within one year after purchase. Transparent and straightforward systems can be upgraded with internal tokens assessed by algorithms concerning the level of clarity. This will help you gain open access to internal tokens. Clarity algorithm in token sales will always be maintained between site and seller customers. ATES will have the authority to make purchases of MLC directly on the available site. ATES manufacture is first intended for token holders who make purchases on preSale, PreICO, and ICO.

Terms and Conditions for Distributing Token and Making Token Applicable by FLOGmall

There are several conditions that each contributor needs to understand after having a token. The requirements that need to be considered by each contributor will know with certainty the concept applied in the platform. The tokens obtained from the FLOGmall team will be blocked within two years. The period of six months and its use is limited. Each bounty participant who has a token will be stuck for three months. Allocation of 2,500,000 MLC tokens is used for real charity support. The project will be assisted by funding with token sales within eight years. All periods will be gradually blocked token tokens. Blocking will be done for each month in the range of 1% of the total number of tokens that apply unless the last amount represents the remaining tokens to be cashed.

FLOGmall will provide a backup token that will be partially blocked and used when needed only. Especially for a backup token, will be free from blocking of 20% and then be used to keep the work running. As much as 80% of the total overall backup tokens will begin to be distributed in May 2019. The distribution process will last for two years. The distribution also intends to attract new users in the international market. The addition of the number of ecosystem participants will increase the level of liquidity of the transaction so that will facilitate the achievement of the transaction target. When you are interested in joining a token contribution, you can register on a web page. Your donation can be made within a specific time frame. Then you need to be very clear about when token sales period will take place.

Website: https://flogmall.com/

The Token Types and The Review Of Crowdsale Event

FLOGmall uses Mallcoin as a token to make payments for transactions made within the ecosystem. Mallcoin Token (MLC) is a security token whose offer is offered to accredited investors. Any investor who will contribute will be executed based on the requirements stated in the rules. Procedures in purchasing an MLC token are worth noting because each country certainly has different jurisdiction laws. The purchase of tokens as a form of contribution may be made from jurisdictional legal considerations imposed on a nation. The acquisition of tokens can only be made through crowdsale. This will make it easier for anyone to have a limited number of tokens. Each sales period also has different time limits and distribution numbers.

PreSale has taken place on the platform from 14 December to 14 January. Soft cap specified at presale is $ 500,000. Mallcoin’s sales are at 1 ETH for 6000 MLC. The specified hard cap is $ 1,000,000. After PreSale, Pre-ICO will be enforced on the FLOGmall and crowdfunding platforms. The pre-ICO is implemented from 22 February to 22 March 2018 with Softcap 3000 ETH at 1 ETH sales level for 3000 MLC. Hardcap in this period amounted to 6000ETH. Then the most awaited is the ICO which will be held on FLOGmall platform. ICO will take place from 26 April to 21 July 2018. The value of soft cap from ICO is 8,000,000 $ and hardcap 24 000 000$ with a sales rate of 1 ETH for 2000 MLC. On ICO contributions can be made with Ethereum, Bitcoin, KickCoin. ICO dates may be rescheduled or extended. You can follow updated information through the website or also social media.

Twitter: https://twitter.com/flogmall

Facebook: https://www.facebook.com/flogmallico

Telegram: https://t.me/flogmallen

The FLOGmall Platform for The New Cryptocurrency

The transition of fiat currency usage to digital currency is inseparable from the continued use of online transaction services. Payments with third parties are considered more expensive as they apply a certain amount of fees. Cryptocurrency signifies that a new era in finance has begun. Digital currency can be used as a valid payment method following the provisions of the platform. FLOGmall creates a new layer of cryptocurrency holders. Each holder is not a miner or trader or investor. Every person who is incorporated in the ecosystem will have an audience role that will use cryptocurrency to transact. Every transaction made will be related to the purchase and sale of goods and services.

FLOGmall provides an ecosystem environment that puts the best experience to faithful participants. Both the seller and the buyer will get exciting features to engage in digital transactions. The FLOGmall platform will act as a market that brings sellers and buyers into new concepts. The LiveStore concept can erase issues in the e-commerce world associated with fictitious stores and quality that do not fit the description. The use of cryptocurrency can help speed in settlement of transactions that occur within the ecosystem. Everyone will have the opportunity to get cryptocurrency in the ecosystem.

Let’s Get The New Experiences in The Future E-Commerce with FLOGmall Platform

The future becomes the primary focus of the development of every technology that exists today. In the future, it is expected that every utilization of technology can be done with the maximum. Starting the entry of the world into the era of digitalization, the more ease the movement of humans in conducting activities. One of the most significant improvements is in the sales and purchases online. E-commerce becomes a concept that connects everyone with shopping sites for both goods and services with a simple running system. The increasing use of cryptocurrency also triggers the creation of a comfortable and secure digital payment system for every digital transaction.

FLOGmall becomes one of the platforms that are ready to provide convenience and convenience in e-commerce transactions. As a form of revolution from e-commerce, FLOGmall presents a new concept of LiveStore. Features in LiveStore greatly facilitate the ease of interaction delivered with video. Various types of videos you can apply such as blogs, ads, and the current situation of the stores that are incorporated in the platform. These features are on a platform that can be used to increase sales volume. The use of video also affects the authenticity of the store. Immediately join the FLOGmall platform and get the latest revolutionary e-commerce experience.

Opiria Platform for Transparent and Secure Buying and Selling Consumer Data

Opiria Platform for Transparent and Secure Buying and Selling Consumer Data

Data is essential to compile valuable information. Data becomes the necessary material needed to process a wealth of information which will then be used for decision of policy. The need for data makes Opiria’s digital platform engaged in sales and purchases of data. For example, a company needs consumer data to analyze the purchasing power of products produced for both goods and services. Existing data can pinpoint sales targets appropriately and match buyer needs. Each data has a high level of security so that only limited use of information is used for survey or analysis purposes only. Any personal data will be protected so that data misuse will not occur.

Companies around the world need personal data consumers to provide the best service to consumers. Opiria Platform will bridge consumers to deliver their data and provide benefits to consumers with some money. That means with the given personal data. The platform will provide reciprocity of the personal information provided. Personal data purchases can be made directly by the company to the consumer by redeeming some PDATA tokens. As a digital platform, Opiria uses a currency-like symbol that provides the value of personal data. Trading system also allows using Smart Contract in the blockchain. The relationship between consumers and companies can be established globally through the Opiria Platform. Opira will provide convenience and benefits for both parties. The Company will obtain accurate data and the consumer will earn from the data provided for the company.

Opiria platform can bring together millions of consumers from all over the world with companies from across the globe as well. Personal data will be provided safely, transparently and fairly, using blockchain technology. As a consumer, you also have the opportunity to choose which company you will sell the data. The platform will provide convenience for every consumer or company in data distribution. Payments with PDATA will be presented to consumers of each company using personal data of consumers. Any data provided is subject to consumer approval. Token PDATA will be used as a form of respect for the data consumers are given. Opiria still uses the General Data Protection Rules Guideline (GDPR) in running data exchange between consumers and companies. Get full information via whitepaper and ann thread.

Ann Thread: https://bitcointalk.org/index.php?topic=3076122

White Paper: https://www.opiria.io/wp-content/uploads/2018/01/PDATA%20White%20Paper%2020180118.pdf

Why Companies Need Consumer Data?

Every company needs to be able to survive in the market by providing products that benefit consumers. The question is how do companies know what consumers need? To understand that every company would need consumer data. Personal data can help companies to create innovative products and services that suit everyone’s needs. With consumer data, companies can also precisely define their marketing targets. The right target can also help the company to stay active for the income. The company also competes with emerging new companies to contribute in providing services to consumers.

A few moments ago some operations provided data unethically so that the consumer data needed to get protection. Providing data with consumer approval will undoubtedly facilitate the company in obtaining more accurate data. Consumers who consent to some data will maintain the privacy of data and compensate consumers. Companies that need data can join the Opiria Platform because this platform will reward consumers with the data provided. PDATA will be a form of compensation that will be presented to every consumer. The platform will maintain data confidentiality and offer bridges to both parties to obtain data and compensation. Reflecting the rules against general data makes the provision of information can be made without having to violate the privacy of each consumer. Companies can obtain data for analysis purposes conveniently and accurately.

How does Opiria Platform Work?

The presence of protection against personal data makes Opiria aware of the importance of data from each consumer. On the other hand, the company still needs personal data for business purposes. This condition makes Opiria has a role in protecting consumer data as well as provide a platform for consumers to share data required by the company. Opiria becomes an open market for data distribution that gives consumers the ease of controlling and choosing which companies can use their data. It will undoubtedly provide comfort to the consumers. Specific personal data provided can also be tailored to the needs of the company. Any data provided by consumers will give a reasonable amount of compensation from the company. Compensation is presented as a sign of approval of the use of personal data provided by consumers.

PDATA tokens become a form of appreciation given by the company to every customer who provides data. Opiria will become a global market with a decentralized system for the purchase of personal data without intermediaries. Companies can directly obtain personal data from consumers. Every consumer associated with the platform can provide their data by filling out the profile. Consumers also have access to offer data limits that can be accessed by the company. Data that can be obtained and which can not even be quickly set. Any data disclosed to the platform can be sold to the company with the consent of the consumer. Thus the consumer can know which companies are using their data. When the consumer agrees to provide some data, the consumer will get some PDATA tokens as a form of legitimate payment. When payment has been made, the company may obtain the necessary personal data.

The Utility of Token PDATA As an Award to The Consumers

Opiria platforms are the safest place to run personal data trading and provide appropriate rewards to consumers. Transparent trading can be an advantage of the platform so that every consumer who provides data can quickly identify the company that bought the data. Payouts with PDATA Tokens make consumers appreciated with respect and honor. The availability of utilities can be realized with the enactment of PDATA Token. Companies that need personal virgin can purchase PDATA tokens first. After that, the company can buy data from consumers directly through the platform by sending surveys. When the consumer has earned a PDATA Token, the consumer has sold personal data to the company and joined the study. Requests from personal data may be accepted by consumers who already have some PDATA tokens first.

For companies, tokens can be a form of purchasing data from consumers coming from a database with a token PDATA. Companies can spend all tokens owned to send surveys to consumers directly. Through surveys, consumers will have provided specific personal data with PDATA tokens. Consumers will receive PDATA tokens as a result of the sale of personal data. PDATA tokens can be used by consumers to continue to join the survey. Consumers entering the platform can have full control over the data provided. The platform will provide full protection of data and privacy shared with both platforms and companies. Every consumer who joins the ecosystem also obtains a reasonable compensation guarantee.

The system of awarding some PDATA tokens to each participating consumer will make everyone willing to provide personal data. With the Opiria platform, the company will obtain accurate personal data so that decisions taken to conduct the survey can be determined appropriately. Opiria allows companies to get data quickly and qualified. In some cases, companies can also specify more specific data. The accuracy of the data for the survey will support the company to achieve better targets. The Opiria platform will provide the best for consumers and companies incorporated in the ecosystem. Currently, you can also obtain some PDATA tokens through registration on the website.

Website: https://www.opiria.io

Whitepaper: https://Opiria.io/static/docs/Opiria-PDATA-Whitepaper.pdf

Twitter: Twitter.com/PDATA_Token

Get your Monetize Data with PDATA Token

Opiria can be a place that provides opportunities for accurately obtaining personal data. A decentralized system with a clear concept will help companies and consumers readily exchange data. Ease and comfort coupled with Smart Contract side keeping with PDATA Token. Token will be used as the currency of the platform to reward consumers. PDATA tokens also act as currency values that can reveal the importance of personal data. To provide consumers can monetize personal data owned. Opiria’s concept includes ease in determining privacy to consumers to make decisions about data that can be accessed by the company. A globally decentralized market for securely and conveniently trading personal data will be realized with Opiria applying the concept of blockchain technology.

The purpose of Opiria is to provide an increase to the sale of tokens with the development of the Opiria ecosystem. Increased users can be done by providing concrete evidence of the benefits and income from the sale of personal data. To be able to introduce the platform globally, it needs to be presented to everyone to contribute data. The more people who participate will make it easier for companies to obtain precise and accurate data for business development. Opiria also has a target to get 27,000 subscribers by 2023. Market research will also include countries with the most relevant level around the world. To get the latest information, you can join social media from Opiria. You also make it possible to discuss platforms and meet many people.

Social Media:

https://www.facebook.com/pdatatoken/

https://t.me/PDATAtoken

 

The target of Consumer Achievement by Opiria

As a platform that moves in data sales, then Opiria needs to obtain data from consumers in an infinite amount. To collect accurate data, companies can make the data provided by consumers as the source of the survey. Giving many tokens to consumers is helping consumers earn revenue from data obtained. In 2018 Opiria will get 100,000 Consumer with 150 customers and nine sales partners. The increase will be done significantly with the target in 2023 with the number of 250 million consumers and 37 thousand customers and 50 sales partners. Significant progress will be made to maximize sales and revenue for customers who join the ecosystem.

Ecosystem development to get everyone to earn digital income. The digital platform will help everyone to facilitate profit earning. Digital tokens will help everyone be rewarded for any data they have. The moral of the company in obtaining accurate data will make every company able to analyze and decide the right policy. Opiria will play an important role to assist the company in taking the best steps through the survey. Smooth exchanges will be available with platform roles with global access and transparency. Support from the blockchain technology provided will help the platform continue to increase consumers so that the company’s convenience to obtain accurate data following the needs. For more precise information, you can also send messages through web pages.

Get PDATA Token Immediately to Participate with the Ecosystem

Your participation can be done by gaining ease in getting profit. For you to participate, then you need to purchase some tokens through the website page. The token can be acquired through website pages with PDATA price starting USD 0.10. Token sales will end until July 14, 2018, so it will make it easier for you to earn revenue. Earn up to 15% bonus by immediately joining the ecosystem. Contributions may be made under the applicable law. Contributors must also complete some documents to verify KYC (Know Your Customer) and AML (Anti Money Laundering). Any information submitted will be the fundamental data of verification. Verification results will also be provided via email you specify.

The number of tokens available will be limited, so you need to join the token sales event immediately. The purchase of token begins with Ethereum intending to being converted into a blockchain token shape that is in the future. The use of tokens will be beneficial for the future so you should consider buying tokens right now. The token collected will be distributed following Opiria Smart Contract. Token PDATA will be unlocked 30 days after TGE. Then the bonus will open 30 days after unlocking the main tokens. Immediately contribute with Opiria to earn income from personal data you provide. The use of blockchain technology is the main thing to gain ease and speed of transactions. You will be faced with the use of technology that can support transparent transactions so you can find out what the company needs data. Besides, companies that buy your data can also be readily known to you.

Introducing Viva, Solution For Your House Mortgage

Introducing Viva, Solution For Your House Mortgage

House mortgage industry is the most valuable industry in the world since the need of the house is ever increased. The issue here is the price that is also skyrocketing due to the imbalance of supply and demand in the global market. This is due to the several factors, such as the availability of the land, the global economy and politics situation, the profile of certain areas and so forth. As the result, billions people are having a very hard time acquiring a house, where certain individual groups are having multiple houses with a very high value. This is definitely creating an economic and social disparity as more and more people need the house, where fewer people are able to acquire the house with their own money alone.

There is also a practical solution to this issue, namely the mortgage loan that could be afforded in the bank or the third party such as the person or a loan providing group that is scattered across the globe. This indeed provides a very practical solution to those who do not own a very large amount of money to purchase the house since the house usually imposes the down payment system that is very hard to be accomplished without the proper financial preparations. The mortgage loan can be achieved in a various way, but the problem will soon follow, as the interest of such loans is steadily increasing and the people financial economy are more or less unstable do the global economic change that could change in any minute. This leading to a very complicated and centralized housing market and mortgaging system that is now run by the government or the banking institution.

This could prove to be disastrous since the centralized market, should it fail, will affect thousands of other aspects and thus endangering the global economy. This already happens in 2008, where the mortgage industry is falling down due to the inability of the people to pay for their loan, and thus destroying most of a high level American and European economy back then. This is a very serious issue that needs to be tackled since the demands of the house will always increase, but the system that is built upon it needed to be decentralized so it is safer, faster and more reliable in the term of the global market.

For any further information you can access several links below:

http://www.vivanetwork.org/

https://www.facebook.com/VivaNetworkOfficial/

Viva as the solution for your housing needs

But the cycle could be ended with the rise of the blockchain lately. Viva network is a solution for the ever problematic housing industry that is now affecting billion of people. There is a lot of issue to the housing problem such as:

  1. The skyrocketing price

Prices in the most essential in the house as it become the major consideration of every person who is about to purchase a house. The price of a house is usually affected by several factors such as the land value, the availability of the public facility, the type or the size of the house and lands, and other myriad factors that are too much to be mentioned. But even the smallest and most undesired land still possesses a very high amount of money and that is very hard to come by. The platform provides the crowdfunding platform to the person who needs a fast and saves money to purchase a house, and thus the crowdfund will provide the money on certain conditions. This will disrupt the common business style where the banks and the third parties intermediaries are in play.

  1. The difficulty in obtaining the loan

Even if the person is able to purchase the house via a loan that is provided with the banks, the access to such a loan is very difficult and complex. More and more people are less able to have a loan to pay for the house, and thus making the people less able to have the house. This is due to the fact that the banking system is interconnected and centralized making it very fragile should the people are failing to pay for the loans of their house. Countless evidence has already emerged to show how fragile the banking institution is, and thus making it a less reliable source of money to have. For your house mortgage.

  1. The house appraisal

As the beginner buyer, they usually don’t understand whether a very specific type of house is worth their money and effort so that they end up purchasing a house that is too pricey and disrupting their financial capabilities. This is very problematic indeed as the housing industries are not providing the tips or the review of their economic situations, as their concerns are just to conclude a sell. The viva platform provides the very practical solution which is the counseling or the advice of the buyer of a house before buying a certain type of the house. They also review the economic impact of a family so that the family can own a house without any clear risk at their mind.

Those issues above are the most impending issues that are haunting the global housing market. This is counterproductive since the housing industries need to sell their houses as fast as possible where the people are less able to purchase the house day by day. This cycle needs to be disrupted, and that is just what this platform do, to disrupt the status quo and giving ease for the buyer of the house to gain their money so that they can have a house.

For further information related to the platform you can access the documents or the site below:

https://twitter.com/TheVivaNetwork

http://www.vivanetwork.org/pdf/whitepaper.pdf

 How VIVA works

 

We have already seen the intro of the platform, but we will then as ourselves, how this solution is really working. This is the most natural responses to any kind of disruptive business type that happens globally. First of all, the main difference between the platform of the banking system are the terms of coverage. The banking system is a web of interconnected monetary agencies that is affecting one after another, and thus making it very fragile since the disruption in one side could have a significant impact on the other side, whether it is good or bad influences. Here are the procedures of the application at the first glance.

  1. Buyer propose a loan for a house

The most critical thing about purchasing a house is the loan itself, without it, so many people will just lose the ability to have a house in the oncoming years. The buyer will start proposing for a loan that is followed by several documents that are needed by the system for the verification needs. The document will be the debt, the income, or any related financial situation of a person that could be useful for the verification process.

  1. Verification process

Verification is the most crucial steps, as it will determine whether or not the person will have their money for the mortgage.  The verification will include the professional assessment done by the team of the platform. The buyer will also directly redirected to the home seller, to provide any risk that could potentially reduce the value of the house. the home seller is also obliged to inform the buyer concerning the minor or major issues of the house such as reparations, damage, and so forth.

  1. Approval and appraisal

The approval of the platform is divided into two kinds, the conditional approval, and the final approval. The conditional approval is the first approval where the condition of the document have been met and the team is already approving the document to be further analyzed by the team in order to determine the fund that will be provided for the applicant. The final approval is where all kind of document is already assessed and all the condition has been met and thus making the applicant eligible to receive the fund from the platform. The appraisal is the process of appraising the true value of the house by the professional team of the platform. The appraisal process also includes the advice from the team concerning the house and so forth.

  1. Grading

After all sort of administration and assessment has been dealt with, the final process of the procedure is grading. Grading simply is the mechanism to grade someone financial capability that has been provided by the earlier documents. Grading will determine about the financial funds that will be provided by the platform by listing the applicants into the several grades that are available. within the system. There are ten grades from 1 to 10 and the applicants will enter one of the grades, and thus define any potential risk or changes in the term of the applicant capacity to pay the loan to the platform.

  1. Crowdfunding

After the grading process has occurred, the platform is now gathering the fund in order to give the applicants the money they need. After the money has been collected, the platform will receive a portion of the money where they can use it for paying the Down Payment that is required to purchase a house. the applicant then is responsible to pay the amount of money in a certain period of time, such 20 or 30 years according to their own grade. The money that has been paid by the applicants are becoming the crowdfund that will be used to fund more applicants, and thus the cycle continues.

The TGE and sales

the token that is recognized  by the platform is the viva token, where the platform will provide as much as 4 billion tokens where it will be distributed in the following:

  • 75% TGE
  • 7.5% team allocation
  • 3.75% advisors
  • 10% reserves
  • 3.75% marketing allocation

As for the sales of the token, typically there will be 2 main sales event that will be held by the platform, they are

  1. The pre-sales

The pre-sale is currently ongoing and will end in July 1st. The pre-sales or the first stage of sales will have the bonuses, just like any other platforms. The sales will be in 30 days, with ten days bonus bonuses changes interval. During the first ten days, the price will be 50 thousand tokens per one ethereum, meaning that the token will have around 40% bonus per sale. The second ten days will worth 35% bonus, meaning that the viva token will worth 48.309 tokens per one ethereum, and the last ten days will have 30% bonus, and the token is 46.511 worth per ethereum.

  1. Main sales

Main sales will occurs just after the pre-sales, the main sales will start at July 12th. And as for the main sales, there will be 60 days period or roughly two months of the main sales process. The main sales are also providing the bonus, though it is not larger than the early stage bonus. And unlike the first stage where the bonus is counted per 10 days, the bonus in the main sale is per quantity of the ethereal being sold. The first round of main sales will have 25% of the bonus after the 11.200 ETH has been contributed in the 20 days of the main sales. the second round will have 15% of the bonus, after the ETH that is sold reach about 33.070 ETH in the next 20 days.

To sum it up, here are the basic information concerning the sales.

  1. The cap of the first stage of the sales will be around 6.870 ETH. The first stage of the sales has occurred as we speak and will end on the 1st of July 2018.
  2. The main sales will be conducted just after the first stage of sales and will last 60 days.
  3. There are 4 billions of token that are being distributed to several parties, where the allocation has been covered above.
  4. The range of value is ranging from 50 thousand to the lowest around 35 thousand per one ethereum.

For further information, you can reach these following sites.

http://t.me/Wearethevivanetwork

https://bitcointalk.org/index.php?topic=3430485.0