Jul 1 2018
Introducing Viva, Solution For Your House Mortgage
House mortgage industry is the most valuable industry in the world since the need of the house is ever increased. The issue here is the price that is also skyrocketing due to the imbalance of supply and demand in the global market. This is due to the several factors, such as the availability of the land, the global economy and politics situation, the profile of certain areas and so forth. As the result, billions people are having a very hard time acquiring a house, where certain individual groups are having multiple houses with a very high value. This is definitely creating an economic and social disparity as more and more people need the house, where fewer people are able to acquire the house with their own money alone.
There is also a practical solution to this issue, namely the mortgage loan that could be afforded in the bank or the third party such as the person or a loan providing group that is scattered across the globe. This indeed provides a very practical solution to those who do not own a very large amount of money to purchase the house since the house usually imposes the down payment system that is very hard to be accomplished without the proper financial preparations. The mortgage loan can be achieved in a various way, but the problem will soon follow, as the interest of such loans is steadily increasing and the people financial economy are more or less unstable do the global economic change that could change in any minute. This leading to a very complicated and centralized housing market and mortgaging system that is now run by the government or the banking institution.
This could prove to be disastrous since the centralized market, should it fail, will affect thousands of other aspects and thus endangering the global economy. This already happens in 2008, where the mortgage industry is falling down due to the inability of the people to pay for their loan, and thus destroying most of a high level American and European economy back then. This is a very serious issue that needs to be tackled since the demands of the house will always increase, but the system that is built upon it needed to be decentralized so it is safer, faster and more reliable in the term of the global market.
For any further information you can access several links below:
https://www.facebook.com/VivaNetworkOfficial/
Viva as the solution for your housing needs
But the cycle could be ended with the rise of the blockchain lately. Viva network is a solution for the ever problematic housing industry that is now affecting billion of people. There is a lot of issue to the housing problem such as:
- The skyrocketing price
Prices in the most essential in the house as it become the major consideration of every person who is about to purchase a house. The price of a house is usually affected by several factors such as the land value, the availability of the public facility, the type or the size of the house and lands, and other myriad factors that are too much to be mentioned. But even the smallest and most undesired land still possesses a very high amount of money and that is very hard to come by. The platform provides the crowdfunding platform to the person who needs a fast and saves money to purchase a house, and thus the crowdfund will provide the money on certain conditions. This will disrupt the common business style where the banks and the third parties intermediaries are in play.
- The difficulty in obtaining the loan
Even if the person is able to purchase the house via a loan that is provided with the banks, the access to such a loan is very difficult and complex. More and more people are less able to have a loan to pay for the house, and thus making the people less able to have the house. This is due to the fact that the banking system is interconnected and centralized making it very fragile should the people are failing to pay for the loans of their house. Countless evidence has already emerged to show how fragile the banking institution is, and thus making it a less reliable source of money to have. For your house mortgage.
- The house appraisal
As the beginner buyer, they usually don’t understand whether a very specific type of house is worth their money and effort so that they end up purchasing a house that is too pricey and disrupting their financial capabilities. This is very problematic indeed as the housing industries are not providing the tips or the review of their economic situations, as their concerns are just to conclude a sell. The viva platform provides the very practical solution which is the counseling or the advice of the buyer of a house before buying a certain type of the house. They also review the economic impact of a family so that the family can own a house without any clear risk at their mind.
Those issues above are the most impending issues that are haunting the global housing market. This is counterproductive since the housing industries need to sell their houses as fast as possible where the people are less able to purchase the house day by day. This cycle needs to be disrupted, and that is just what this platform do, to disrupt the status quo and giving ease for the buyer of the house to gain their money so that they can have a house.
For further information related to the platform you can access the documents or the site below:
https://twitter.com/TheVivaNetwork
http://www.vivanetwork.org/pdf/whitepaper.pdf
How VIVA works
We have already seen the intro of the platform, but we will then as ourselves, how this solution is really working. This is the most natural responses to any kind of disruptive business type that happens globally. First of all, the main difference between the platform of the banking system are the terms of coverage. The banking system is a web of interconnected monetary agencies that is affecting one after another, and thus making it very fragile since the disruption in one side could have a significant impact on the other side, whether it is good or bad influences. Here are the procedures of the application at the first glance.
- Buyer propose a loan for a house
The most critical thing about purchasing a house is the loan itself, without it, so many people will just lose the ability to have a house in the oncoming years. The buyer will start proposing for a loan that is followed by several documents that are needed by the system for the verification needs. The document will be the debt, the income, or any related financial situation of a person that could be useful for the verification process.
- Verification process
Verification is the most crucial steps, as it will determine whether or not the person will have their money for the mortgage. The verification will include the professional assessment done by the team of the platform. The buyer will also directly redirected to the home seller, to provide any risk that could potentially reduce the value of the house. the home seller is also obliged to inform the buyer concerning the minor or major issues of the house such as reparations, damage, and so forth.
- Approval and appraisal
The approval of the platform is divided into two kinds, the conditional approval, and the final approval. The conditional approval is the first approval where the condition of the document have been met and the team is already approving the document to be further analyzed by the team in order to determine the fund that will be provided for the applicant. The final approval is where all kind of document is already assessed and all the condition has been met and thus making the applicant eligible to receive the fund from the platform. The appraisal is the process of appraising the true value of the house by the professional team of the platform. The appraisal process also includes the advice from the team concerning the house and so forth.
- Grading
After all sort of administration and assessment has been dealt with, the final process of the procedure is grading. Grading simply is the mechanism to grade someone financial capability that has been provided by the earlier documents. Grading will determine about the financial funds that will be provided by the platform by listing the applicants into the several grades that are available. within the system. There are ten grades from 1 to 10 and the applicants will enter one of the grades, and thus define any potential risk or changes in the term of the applicant capacity to pay the loan to the platform.
- Crowdfunding
After the grading process has occurred, the platform is now gathering the fund in order to give the applicants the money they need. After the money has been collected, the platform will receive a portion of the money where they can use it for paying the Down Payment that is required to purchase a house. the applicant then is responsible to pay the amount of money in a certain period of time, such 20 or 30 years according to their own grade. The money that has been paid by the applicants are becoming the crowdfund that will be used to fund more applicants, and thus the cycle continues.
The TGE and sales
the token that is recognized by the platform is the viva token, where the platform will provide as much as 4 billion tokens where it will be distributed in the following:
- 75% TGE
- 7.5% team allocation
- 3.75% advisors
- 10% reserves
- 3.75% marketing allocation
As for the sales of the token, typically there will be 2 main sales event that will be held by the platform, they are
- The pre-sales
The pre-sale is currently ongoing and will end in July 1st. The pre-sales or the first stage of sales will have the bonuses, just like any other platforms. The sales will be in 30 days, with ten days bonus bonuses changes interval. During the first ten days, the price will be 50 thousand tokens per one ethereum, meaning that the token will have around 40% bonus per sale. The second ten days will worth 35% bonus, meaning that the viva token will worth 48.309 tokens per one ethereum, and the last ten days will have 30% bonus, and the token is 46.511 worth per ethereum.
- Main sales
Main sales will occurs just after the pre-sales, the main sales will start at July 12th. And as for the main sales, there will be 60 days period or roughly two months of the main sales process. The main sales are also providing the bonus, though it is not larger than the early stage bonus. And unlike the first stage where the bonus is counted per 10 days, the bonus in the main sale is per quantity of the ethereal being sold. The first round of main sales will have 25% of the bonus after the 11.200 ETH has been contributed in the 20 days of the main sales. the second round will have 15% of the bonus, after the ETH that is sold reach about 33.070 ETH in the next 20 days.
To sum it up, here are the basic information concerning the sales.
- The cap of the first stage of the sales will be around 6.870 ETH. The first stage of the sales has occurred as we speak and will end on the 1st of July 2018.
- The main sales will be conducted just after the first stage of sales and will last 60 days.
- There are 4 billions of token that are being distributed to several parties, where the allocation has been covered above.
- The range of value is ranging from 50 thousand to the lowest around 35 thousand per one ethereum.
For further information, you can reach these following sites.
http://t.me/Wearethevivanetwork
https://bitcointalk.org/index.php?topic=3430485.0
Jul 14 2018
Increasing the Profit and Performance of Your Business
There are plenty of aspects of human lives. When it comes to find a new way to get with the newest trend, you can deal with some things that will be unique. In this case, you can also find more than what you consider having. Technology makes everything more accessible and you can even get more information about your life and others by getting them in your life. You don’t have to be worried of the things due to the easiness it provides. In this case, there will be something you need to know about the world’s latest trend; the most uncomplicated lifestyle. We understand that you still have the urgency to adapt the information and the new lifestyle. Therefore, you can get the best thing possible by getting the news.
What do you think about the newest lifestyle? You might want to start something unique about it. When it comes to you to get along with some things related to the technology, you can be sure that the use of the application and other things that are related to it will be really considerable. In this case, you can choose the information that will be unique for you. The applications can be easily downloaded from the application stores on the internet and it will be helpful for you to consider some things that will be really, really good for your need. But, how do you manage to find the best way to improve your life? You can choose some things that will be great.
For you who love the technical aspects and industry, taking part in the modern world’s technology is something you need to do. In this case, you can run a company which focuses on how it can build the same connection between you and your clients as well and improving the quality service. Your business will somehow improve your life quality. But, the condition of today’s technology aspect is not as pretty as it seems. There are some things that will be really considerable for you to cut. In this case, you can run more than just a great idea to consider. For example, as you get the developer company you need to be able to answer some questions and challenges about it.
The most important thing to be solved is about how you can deal with the greatness of the good stuff. In this case, you can run more than just a great deal about the words. When it comes to you to get along with the developing business, you will also need more gears to deal with it. You also need to untangle the complexity in every developer’s life. As there are so many problems to be solved, you need to find a solution that will be perfect and it will be great for you as a company owner.
You can improve your comfort and easiness when doing the jobs as a developer. But, you might also want to make sure that you will not get trapped inside every developer’s nightmare; the complicated system in the program you have. Therefore, you need to make a great decision about how you can deal with it. By considering it, you can find more than what you think. As you get the uniqueness of the technology and industry in nowadays’ lives, you can consider some things that will be great for you. In this case, you will find that the developers’ tasks are nothing but complicated. You will have to deal with lots of programming and designs and even concepts that will not make it even easier for you. In this case, Buddy is one of the most helpful platforms you can count on. Learn about them on their website at https://token.buddy.works/.
The development of technology is also reaching its peak, making the needs of getting into the battle with other competitors becoming more than just comfortable. You need to be innovative, smart and even transparent to make sure that you find the best of your life. In this case, the automated applications will make sure that everything is done right. But, not all of them will be suitable for you. You can consider some stuff that will help your system goes easier, but not all of them will satisfy you.
You can also find that some problems might occur when you consider the innovation. When it comes to you to get along with some things that will be challenging for you is about how you can adapt to the new technology which is various and will give you more tasks to do. Of course, as the system is becoming more sophisticated and modern, of course there will be more works to do for improving the practice and function of the application. Therefore, you need to make sure that there is something you can do to improve the performance.
There will also be a hard time for you considering the large teamwork. As the team might consist of large groups and many members, you need to make sure that the communication flow will be easier and more effective. The method will also help to deal with some things that are related to the teamwork at the workplace. Of course, getting a flowing communication that is great will help you to improve your business. In this case, Buddy answers all of those problems and make sure that everything will go well with your company. Therefore, you can run an integrated program that will make sure your comfort and productivity. You can also learn about Buddy from its ANN thread at https://bitcointalk.org/index.php?topic=3798597.
There are plenty of people who are looking for the best service to improve their great business condition. In this case, if you’re one of the people who’s looking for the best service, you can get the advantages from Buddy. To know more about its progress and developments, you can also get the information from their Facebook account at https://www.facebook.com/gitbuddy/. The information that is available on their Facebook page will give you more insights about the platform.
Here are some advantages when you choose to get the service from Buddy:
Those are some reasons that will be helpful for you. You can also get some other benefits that will be great for you. In this case, the best part of Buddy’s product is how it can give you best result while it can be used simply for your need. It doesn’t matter how big your organization is, but you will find the best result when choosing the platform to support your need. However, it will make sure that you can get the transparency when you need to do any communication with some different departments in your organization.
There are some things that can be seen on Buddy’s product. In this case, here are some things you can consider to have from DevOps from Buddy:
With the advantages above, there are some things you can highlight. In this case, you will be able to find some things that will be suitable for your need. When it comes to you to get along with the growth of the tech trend in the world, you can use this platform to make sure that your app will do great. You can find a simple, decentralized system to maintain, service and improve the performance. Besides, you can also see it to be really useful to reduce the needs for approval, waiting time to get rid of the misunderstandings in the organization, and even the communication barriers. You will find the best place for communicating with others in the community by finding their Telegram channel at https://t.me/buddytoken.
Take part in Improving Buddy’s Quality
Although it has been a great, big organization, you can still need to find some things that will be useful for your need. In this case, you can get a good opportunity to take part as a participant in the token sale, too. Although it is not something you can deal with easily, you will still find the best part when you purchase their tokens. Of course, the symbol will make sure that you get the sharing on the development of this innovative platform. Not only for you, but it will also be great for the community development. You can give more for the community to improve the quality of DevOps for the fellow developers.
Buddy, with its product which is called DevOps, will help you a lot in getting along with some things which will be great. In this case, Buddy introduces its token which is symbolized by the symbol BUD. It is recommended for you to get the best investment, so we’ll provide a recommendation as you get the BUD as your investment. Whenyou need to get more tokens, you can get 1 ETH for 0.0002 BUD. Therefore, it can be said that the investment is worth it. To maintain your information about the information update, you can get them from their Twitter account at https://twitter.com/buddygit. You can find out more about the use of BUD and also about how you can deal with them easily.
When you are looking for the best way to improve the deals, of course you can find more for your organization. In this case, the things will improve your benefits when you choose the program. Of course, it promises some things that will be unique for your need. You can select the best investment as you choose this as your choice. You can also improve the information and even its updates from the social media. It will be very useful for you to get along with the news. Therefore, you will find more than just a great app to be invested.
The program and its system will be promising and of course, profitable as it will not stop developing. The technology will keep evolving, making sure that you will find more chances for the profits. You will also get the most of the business as you get this aspect of tech business as your investment. Make sure you get the information about the program before you use them. Access their whitepaper at https://files.buddy.works/ico/BuddyWhitepaper.pdf.
Posted by kurniawan05
https://bitcointalk.org/index.php?action=profile;u=1187741
By admin • Blockchain Technology 570 • Tags: ANN, best quality, Blockchain, buddy, business, Crypto, cryptocurrency, devops, ETH, ethereum, good, ICO, Improving Buddy, information, performance, time, token sale