Jul 12 2018
Purchasing A House Easier And Faster By Viva Network
House is an ever-increasing need of humanity since all humans need shelter to house their family and fulfill the needs of them such as resting, relaxing, and so forth. But the housing industry is threatened by the skyrocketing prices since more and more people are being born and fewer lands are available for the housing. This makes the house has a very high price and requires a huge amount of money to even pay the Down Payment. This is indeed very frustrating to all middle classman people since they don’t have that money to purchase the house, and in the end, they have no house and forced to live with their relatives for the rest of their lives. There is actually one practical solution to this circle, which is having a loan to purchase a house but to are possess the threat that could ruin someone financially and lead to a disaster in the market if the loan is not done properly.
We are all too familiar with the failure of the banking industry in the mortgage crisis of 2008. The problem is actually very simple since it just covers up the failure of the people to pay their debts to the bank at that time, leading to a very serious economic disaster that almost ruins America and Europe back in that time. Even though having a loan could become a huge help in having a house, the centralized system with a huge interest that imposed by the banks are making the people very difficult to pay their loans to the banks. This is indeed very counterproductive since the banks live on the loan, and the people simply can’t pay the loan since it has a huge interest with years to complete the payment period. This is the major issue why people are becoming more and harder to obtain their house.
In the world alone, the housing industry, along with the property industry has made trillions of dollar per year, and that will keep going on since the value of a house will steadily increase and more and more people are less able to purchase a house. Housing is usually divided by its type, and the bigger the type, and more expensive than the house will be. But the problem here is, even we are about to purchase the smallest type of a house, the amount of money that is required to purchase a house is still astronomical and making it more inconceivable by all the people that want to have a house. Even though the government are already providing the solution such providing the house with the zero payment system, reducing the value of a house, but that is not tacking down the most basic issue that is now happening In the world, which is the inability of a person to purchase a house due to its astronomical price. This circle needs to be broken down as soon as possible since more and more people are greatly in need of a house.
For further information you can visit one of the links below:
https://www.facebook.com/VivaNetworkOfficial/
The risks of the platforms and platform mechanism
When we are talking about the housing industries, how little it is, it will contain the risk that needs to be recognized and addressed. The housing industries are a huge market with trillion of dollars that circulated per year. That sum of money is the backbone of the housing industries and thus it posse a high level of risk. Here are several issues that the user needs to be aware of before buying the token or joining in the platform.
There are a lot of reasons why this kind of mechanism will be favored by the people, and thus making this platform healthier and more reliable, which is:
- Fast and reliable
First is, all the procedures mostly conducted online, and it means that you don’t have to follow a series of very long and complex procedures that are usually imposed by the banks or the third party which is very inconvenient and tiring. The documentation that is required for the platform is online which mean the applicant will just need to upload their document in an instant without even be needing to go to certain places.
- Protected by cutting edge blockchain environment
And as for the security issue, the team has been equipped with the most talented and experienced group of assessor that is capable of determining someone’s ability in real time. They are able to determine and foresee the risk that exists in the certain people, and as well as distinguishing the real documents and the fake one. This is crucial since a lot of banking institutions are failing due to the fact that they are giving the money to the wrong person who is not able to pay for the money they owed to the banks. The team will also provide the advice for the applicant on how to pay and manage their money to reduce the risk of the applicant not being able to pay for their debt.
- crowd funding
The third is the funding mechanism. The funding mechanism that is imposed by the platform here is crowdfunding, meaning that there will be a lot of people are investing in this platform by purchasing the token of the platform and thus the money will be used to fund for the applicants and the mortgage. The applicant then will need to pay for a certain amount of money, and then the money will enter the crowdfunding market and becomes more money to fund even more applicant and so forth. This mechanism means that the platform will lose nothing and benefit nothing unlike the banking mortgage system and so on. The platform Is also not giving the extreme amount of interest since the money is sourced on crowdfunding, not the typical money that is provided by the banks.
The crowd funding will be translated by the platform namely the fractionalized mortgage shares or FMS. This FMS will become the amount of money that is needed in order for someone to purchase a house. usually, there will be 100.000 FMS per house, and then the crowd fills fund those FMS per month. There are a lot of reasons why FMS is very prospective for all the people. First of all, it is investment mechanism, meaning that people will receive a certain amount of money as they invest in the FMS. but FMS itself is not the token of the platform since it just the integrated investment mechanism that will be enjoyed by the people who are willing to pay for the FMS and thus crowdfunding the platform. One FMS at a time will be equivalent to 10 dollars per month, so logically, the more FMS that one person has, the more investment they will receive per month. But you should notice that the amount of the investment is not fixated.
There are indeed several risks at play when it comes to the investment, such as:
- Inflation risk
The first is the inflation risk, as it plaguing all kind of investment in the world. The more in the inflation is, the lower the value of your investment, and vice versa. But naturally, if the inflation rises, then it is not just your investment is at risk, but a whole country economic too. Meaning that the government will try to hold and reduce the amount of inflation in that country to stabilize and strengthen the country economy. The second risk will be the market risk, where it is directly linked to the housing market. To put it simply, the more house sold in the housing market, the more money you can get per FMS since FMS is generated by the house that is sold to the applicants. Similarly that if the less house is sold, then the less amount of investment money can be made.
- Interest risk
Interest is also the risk that really needed to be accounted for. Simply, as the interest climbed up due to the global economy, the investment rate is dropping since the interest will take up several amounts of money. but up to this day, there is no sign of the interest rate being high drama in the short few days due to the market optimism. The interest rate is also steadily declining since more and more business field are opening up and the market is going at a high speed to recover and regenerate money.
For any further related information, you can visit one of the links below
https://t.me/wearethevivanetwork
http://www.vivanetwork.org/pdf/whitepaper.pdf
The sale and token generation event
Just like any other blockchain platform, this platform also has the token that could be used in various ways. The token is called the viva token, or the token for future statements. The token as we already stated before could be used for many things, but primarily is to use the facility of the platform such proposing the loan, paying the loan and so forth. the token is the ultimate form of payment where no other methods of payment are received by the platform. To get the token, the people are required to join the series of sales that is being conducted by the platform. Mainly the platform is holding two kinds of sale, which are the first stage which consisted of around 3 rounds, and the main sales which also have 3 rounds. Here is the more detailed information concerning the rounds of sales.
- The pre-sale or the first stage of the sale
The first stage of sale is the pre-sale, or as any other blockchain refers to. This is where you can get all sorts of bonuses that is very profitable for you. There are three rounds of the pre-sales, as the more rounds, the lesser bonus you can obtain. The first round has 40% purchase bonus, and the last round has around 30% bonus per transaction. The interval between the rounds is about 10 days, so you need to make sure what kind of rounds that you are following. As we speak, the first stage of sale is about to come to an end, since the first stage of the sale will end at 1st of July.
- The main sale
The main sale or the main contribution period is the where the majority of the token will be distributed. There are 4 billion of the token that is available for this platform, where 75% of them or about 3 billion of them are the hard caps of the main sale. The period of the sale is about 60 days and Main Sale Starts July 20th. The main sales also have the 3 rounds with their own bonus, ranging from 25% to regular sales with no bonus. As for the price, the price of the token depends on what kind of sales and how many bonuses you receive from the platform. The price is ranging from 50 thousand tokens per ETH to around 35 thousand tokens per ETH. And as the currency value, the token is worth roughly around 0.009 dollars per token.
- The token distribution
It is important to know the token distribution since the this is to show the integrity of the platform itself. Here is the token distribution as having been stated by the website.
- 75% TGE or sale (3 billion)
- 10% reserve (400 million)
- 7.5% team allocation (300 million)
- 3.75% advisor (150 million)
- 3.75% marketing operations (150 million)
- The whole quantity of the token: 4 billion
- Token usage
The token usage is primarily for the main transaction of whatever the transaction that occurred within the system, be it the payment of the loan, the proposals, and so forth. and as for the exchange, unfortunately, there is no information concerning the exchange that could be done using the VIVA token, but the website does promise there will be several practical usages of the token in the near future.
For any further information concerning the sales you can visit one of the pages below:
https://bitcointalk.org/index.php?topic=3430485.0
Jul 15 2018
A Decentralized And Cheap Cloud Storage Now Emerging
Cloud storage concept is the online storage that can be used for multiple instances. The cloud storage first is introduced around 20’s where the needs of the cloud emergence are started to emerge and rise. The e-mail companies need the cloud storage so that the user can upload anything to the sender, and the companies need to provide the location and the storage so that the sender can send even more. The storage that needs to be used is the online or cloud storage so that many people can also do the same thing. The problem with the offline storage is that they are not connected to any network, and therefore such storage is no longer sufficient to do some file sharing and thus to limit the capacity of the devices itself.
Nowadays, all kind of human interaction is mostly conducted via online. It means that human will need even more cloud storage so that they can store even more data. There is a lot of usage for the cloud storage, such as:
We do know that website do need some form of the storage. There are a lot of data that is lying around on the webpage such as videos, pics, animation, and so forth making them in need of the online storage. The default storage is already present and thus making it easier for the user to maintain their online storage to put more space in their storage. Having more storage means that the user can upload more data on the website which is excellent, and the more people can also visit your webpage without risking any harm to your webpage. Such storage is essential especially if that web will have massive traffic inside the web such as the school, campus, and so forth.
There is a lot of filesharing company that already present nowadays. File sharing is apparently in need of some cloud storage since they will have massive data storage and thus making the file sharing in need for some massive cloud storage. The cloud storage also needs to be interconnected to all servers and areas so that the people of the world can access such file sharing site without any difficulties. The file-sharing companies are significant to protect your such as the critical files, the pictures, and even gaming application which can be found anywhere. We already see the giant file-sharing companies such as torrent have the massive cloud storage and thus making the business continue to thrive.
Without knowing it, e-mail user also needs some form of cloud storage to store their data that has been sent to the other people. The data that has transmitted is not just magically disappear, but they are transferred to the cloud storage so that the data can be reaccessed by the people or the sender in future use. The storage is growing as more and more people are already connected to the internet and thus receiving more e-mail features. The e-mail, however, has the limited cloud storage capacity, and thus If you want to send the big data, you need to go to the third parties file-sharing companies.
There are several issues concerning the file sharing. First is that the companies use centralised data storage so that is is very vulnerable to any accident or attacks. It also increases the cost per data storage so that the user need to pay more to get the storage expansion. The data sharing business has generated about 72 billion dollars per year and counting because more and more people enjoy the feature of data sharing companies. Besides the cost, the limited usage of the file sharing is a significant issue to cope with. We now live in the pinnacle of blockchain supported business, and thus we need more space in the cloud storage, and that cloud storage needs to support the blockchain system so that they can grow the blockchain system within the storage.
For more information concerning the file-sharing companies currently, you can access the webpage below.
https://casperproject.io/
https://www.facebook.com/CasperAPI/
https://t.me/CasperProjectENG
Introducing A Brand New Cloud Storage: Casper
As the demands of the cloud storage are getting higher, several companies do need some groundbreaking invention to bridge the function of the cloud storage and file sharing process to the ever-growing blockchain ecosystem. And that is just what Casper did, to bridge both major parties so that the blockchain system can be integrated to the cloud storage. Casper itself is using the blockchain so that the cloud storage has been proved as useful to store the blockchain data in a mass number. As we already know that every startup businesses will need such massive storage to store some information and data of their customer for specific purposes such as to give them offering concerning the features, to tag them into the system and so forth.
The companies are also solving several significant issues that are faced by all file-sharing companies nowadays. Here are several issues that have been addressed by the platform.
Decentralized apps are the very core and breath of the blockchain system, and thus making this platform is essential for the blockchain system. Currently, not many file sharing that does support the file sharing integrated to the decentralised apps, but this platform to provide such services so that the blockchain owner be more accessible to blend and hold their data in the cloud storage and thus making it more useful. And as for the cost, the cost that has been offered with the system is also very cheap, about three times more affordable compared to the other file-sharing companies. This is what makes this platform very interesting since they can store a massive amount of data at a meager cost.
There are multiple forms of files, from the simple document to the most complicated 3d models. Not all file sharing features to provide such features, since they are mostly limited to the text, music, pictures and any simple data. The platform supports all forms of data, and therefore you can have a soft and ever reliable data storing features in the Casper. You can also upload that data with ease and secured since the servers of the platform are also decentralised and thus making your data more secured. One data that is submitted to the platform will be copied four times so that when your data is lost in one cloud, you can access the data that is copied and stored safely somewhere else.
Website creation is also viral nowadays, where more people are creating their website for their different purposes. And of course, such webpage does need the cloud storage to drop all of their stuff such as pictures, data, and even the animation. The more data you have, the more feature of the website you can offer. The platform can also provide such hosting so that you can also integrate your site into the platform and you will have better data protection for a better price. The price that is offered is slightly different from the conventional website vendors since the platform is decentralised.
Storage expansion is significant if you are handling the big websites that require a large number of data inside the platform or your site. Usually, the data storage expansion is not so easy for the other data sharing companies and therefore making them more complicated. The cost also very high so that it is not beneficial to have massive storage in the other vendor, but that is only not happening inside the platform. In this platform, you will be able to expand the data from the lowest quality possible, which is around 25 Gb per one token. Therefore you can extend the storage necessarily without having to waste money. The storage expansion also can be done instantaneously since they do employ the different currencies called the Casper token.
Website loading is the issue of the website owner since their loading speed rates the site. The speed of the website loading is connected to the data storage servers, which in this case are mostly located in Europe or America. Those centralised servers will affect the loading page in the Asian and any other region, so that becomes the negative point for the rest of the world. But fortunately, the servers are employing the decentralised servers which mean that the companies will be able to handle the data in multiple locations. This apparently will make the loading page of your website much more faster and more comfortable in any region or country.
And finally, this is the one that makes the platform a lot more different compared to the other platforms. The platform here employs the features of the smart contract to conduct several tasks such as billing performs, creating p2p architecture which is more reliable and secured, and so forth. The original agreements also will allow the privacy of your data since the one who can access the data inside your platform is only you, not even the companies will be able to do that. The smart contracts will also bridge the person or the customer to the other customer directly without the platform interference so that they can communicate more effectively and faster.
For further information concerning the platform, you can access the webpage below.
https://casperproject.io/docs/Casper_whitepaper_eng.pdf
https://casperproject.io/
Video About Casper
The Token Usage And Token Sale
The token is the essential part of the blockchain platform since they become the key for every transaction that will be conducted inside the platform. The token in this platform is called the Casper token or CST, but it will be referred to the token for the sake of simplicity. The token itself will undergo several phases of sale, which are:
Usually, the which occurred before the pre-sale is called the private sale by the other platform. The pre-ICO is holding the biggest bonuses and the lowest token value so that you can acquire this token with cheap. The worth of the token in this phase is around 0.08 USD per token. That is the cheapest cost possible to obtain the token. Unfortunately, the pre-ICO is already concluded, and the platform is already undergoing the second phase of the sale. The cap for this phase of sale is around 1 million USD.
The pre-sale is the sale that will be occurred just before the main sale. The pre-sale is already occurred so feel free to join the sale. This phase of a sale will have 0.12USD per token and total tokens available for Pre-Sale 108 064 927 CST, so it is slightly higher compared to the previous sale. The pre-sale will be conducted on 15th June 2018 until 22 july before the sale conclusion and move towards the new sale, which is the main sale. The cap for this sale phase is around 12 million dollars.
What is interesting about this platform here is, the largest token generation is not coming from the main sale, but from the pre-sale. The main sale for about 37.50 million tokens worth 6 million dollars. It means that the platform is confident with their private sale which is good since the platform will give the bonuses inside the pre-sale. The main sale, unfortunately, has not yet released their exact date, but it is possible that the sale will conduct just after the pre ico.
As for the token usage, there is a lot of token usage inside the platform. First, you can use the token to expand the storage, which is about 25,6 Gb per one token. You can also hold to vest the token and wait until the price rise, and then you gain benefit from the worth per token. The opportunity for investing such token is great and therefore it is a good idea to keep the token for some time.
For any further information concerning the token sale you can visit one of the web pages below.
https://t.me/CasperProjectENG
https://bitcointalk.org/index.php?topic=2869690
By admin • Blockchain Technology • Tags: Blockchain, business, casper, CST, data storage, ethereum, Europe, good, hosting, ICO, information, interaction, online, presale, servers, smart, token sale