Blockchain Technology

casper

Jul 15 2018

A Decentralized And Cheap Cloud Storage Now Emerging

Cloud storage concept is the online storage that can be used for multiple instances. The cloud storage first is introduced around 20’s where the needs of the cloud emergence are started to emerge and rise. The e-mail companies need the cloud storage so that the user can upload anything to the sender, and the companies need to provide the location and the storage so that the sender can send even more. The storage that needs to be used is the online or cloud storage so that many people can also do the same thing. The problem with the offline storage is that they are not connected to any network, and therefore such storage is no longer sufficient to do some file sharing and thus to limit the capacity of the devices itself.

Nowadays, all kind of human interaction is mostly conducted via online. It means that human will need even more cloud storage so that they can store even more data. There is a lot of usage for the cloud storage, such as:

  1. Website

We do know that website do need some form of the storage. There are a lot of data that is lying around on the webpage such as videos, pics, animation, and so forth making them in need of the online storage. The default storage is already present and thus making it easier for the user to maintain their online storage to put more space in their storage. Having more storage means that the user can upload more data on the website which is excellent, and the more people can also visit your webpage without risking any harm to your webpage. Such storage is essential especially if that web will have massive traffic inside the web such as the school, campus, and so forth.

  1. Filesharing

There is a lot of filesharing company that already present nowadays. File sharing is apparently in need of some cloud storage since they will have massive data storage and thus making the file sharing in need for some massive cloud storage. The cloud storage also needs to be interconnected to all servers and areas so that the people of the world can access such file sharing site without any difficulties. The file-sharing companies are significant to protect your such as the critical files, the pictures, and even gaming application which can be found anywhere. We already see the giant file-sharing companies such as torrent have the massive cloud storage and thus making the business continue to thrive.

  1. E-mail

Without knowing it, e-mail user also needs some form of cloud storage to store their data that has been sent to the other people. The data that has transmitted is not just magically disappear, but they are transferred to the cloud storage so that the data can be reaccessed by the people or the sender in future use. The storage is growing as more and more people are already connected to the internet and thus receiving more e-mail features. The e-mail, however, has the limited cloud storage capacity, and thus  If you want to send the big data, you need to go to the third parties file-sharing companies.

There are several issues concerning the file sharing. First is that the companies use centralised data storage so that is is very vulnerable to any accident or attacks. It also increases the cost per data storage so that the user need to pay more to get the storage expansion. The data sharing business has generated about 72 billion dollars per year and counting because more and more people enjoy the feature of data sharing companies. Besides the cost, the limited usage of the file sharing is a significant issue to cope with. We now live in the pinnacle of blockchain supported business, and thus we need more space in the cloud storage, and that cloud storage needs to support the blockchain system so that they can grow the blockchain system within the storage.

For more information concerning the file-sharing companies currently, you can access the webpage below.

https://casperproject.io/

https://www.facebook.com/CasperAPI/

https://t.me/CasperProjectENG


Introducing A Brand New Cloud Storage: Casper

As the demands of the cloud storage are getting higher, several companies do need some groundbreaking invention to bridge the function of the cloud storage and file sharing process to the ever-growing blockchain ecosystem. And that is just what Casper did, to bridge both major parties so that the blockchain system can be integrated to the cloud storage. Casper itself is using the blockchain so that the cloud storage has been proved as useful to store the blockchain data in a mass number. As we already know that every startup businesses will need such massive storage to store some information and data of their customer for specific purposes such as to give them offering concerning the features, to tag them into the system and so forth.

The companies are also solving several significant issues that are faced by all file-sharing companies nowadays. Here are several issues that have been addressed by the platform.

  1. Support decentralized apps

Decentralized apps are the very core and breath of the blockchain system, and thus making this platform is essential for the blockchain system. Currently, not many file sharing that does support the file sharing integrated to the decentralised apps, but this platform to provide such services so that the blockchain owner be more accessible to blend and hold their data in the cloud storage and thus making it more useful. And as for the cost, the cost that has been offered with the system is also very cheap, about three times more affordable compared to the other file-sharing companies. This is what makes this platform very interesting since they can store a massive amount of data at a meager cost.

  1. Storing all forms of files

There are multiple forms of files, from the simple document to the most complicated 3d models. Not all file sharing features to provide such features, since they are mostly limited to the text, music, pictures and any simple data. The platform supports all forms of data, and therefore you can have a soft and ever reliable data storing features in the Casper. You can also upload that data with ease and secured since the servers of the platform are also decentralised and thus making your data more secured. One data that is submitted to the platform will be copied four times so that when your data is lost in one cloud, you can access the data that is copied and stored safely somewhere else.

  1. Hosting a web

Website creation is also viral nowadays, where more people are creating their website for their different purposes. And of course, such webpage does need the cloud storage to drop all of their stuff such as pictures, data, and even the animation. The more data you have, the more feature of the website you can offer. The platform can also provide such hosting so that you can also integrate your site into the platform and you will have better data protection for a better price. The price that is offered is slightly different from the conventional website vendors since the platform is decentralised.

  1. Storage expansion with ease

Storage expansion is significant if you are handling the big websites that require a large number of data inside the platform or your site. Usually, the data storage expansion is not so easy for the other data sharing companies and therefore making them more complicated. The cost also very high so that it is not beneficial to have massive storage in the other vendor, but that is only not happening inside the platform. In this platform, you will be able to expand the data from the lowest quality possible, which is around 25 Gb per one token. Therefore you can extend the storage necessarily without having to waste money. The storage expansion also can be done instantaneously since they do employ the different currencies called the Casper token.

  1. Fast loading website

Website loading is the issue of the website owner since their loading speed rates the site. The speed of the website loading is connected to the data storage servers, which in this case are mostly located in Europe or America. Those centralised servers will affect the loading page in the Asian and any other region, so that becomes the negative point for the rest of the world. But fortunately, the servers are employing the decentralised servers which mean that the companies will be able to handle the data in multiple locations. This apparently will make the loading page of your website much more faster and more comfortable in any region or country.

  1. Smart contracts

And finally, this is the one that makes the platform a lot more different compared to the other platforms. The platform here employs the features of the smart contract to conduct several tasks such as billing performs, creating p2p architecture which is more reliable and secured, and so forth. The original agreements also will allow the privacy of your data since the one who can access the data inside your platform is only you, not even the companies will be able to do that. The smart contracts will also bridge the person or the customer to the other customer directly without the platform interference so that they can communicate more effectively and faster.

For further information concerning the platform, you can access the webpage below.

https://casperproject.io/docs/Casper_whitepaper_eng.pdf

https://casperproject.io/

Video About Casper


The Token Usage And Token Sale

The token is the essential part of the blockchain platform since they become the key for every transaction that will be conducted inside the platform. The token in this platform is called the Casper token or CST, but it will be referred to the token for the sake of simplicity. The token itself will undergo several phases of sale, which are:

  1. The pre-ICO

Usually, the which occurred before the pre-sale is called the private sale by the other platform.  The pre-ICO is holding the biggest bonuses and the lowest token value so that you can acquire this token with cheap. The worth of the token in this phase is around 0.08 USD per token. That is the cheapest cost possible to obtain the token. Unfortunately, the pre-ICO is already concluded, and the platform is already undergoing the second phase of the sale. The cap for this phase of sale is around 1 million USD.

  1. The pre-sale

The pre-sale is the sale that will be occurred just before the main sale. The pre-sale is already occurred so feel free to join the sale. This phase of a sale will have 0.12USD per token and total tokens available for Pre-Sale 108 064 927 CST, so it is slightly higher compared to the previous sale. The pre-sale will be conducted on 15th June 2018 until 22 july before the sale conclusion and move towards the new sale, which is the main sale. The cap for this sale phase is around 12 million dollars.

  1. The main sale

What is interesting about this platform here is, the largest token generation is not coming from the main sale, but from the pre-sale. The main sale for about 37.50 million tokens worth 6 million dollars. It means that the platform is confident with their private sale which is good since the platform will give the bonuses inside the pre-sale. The main sale, unfortunately, has not yet released their exact date, but it is possible that the sale will conduct just after the pre ico.

As for the token usage, there is a lot of token usage inside the platform. First, you can use the token to expand the storage, which is about 25,6 Gb per one token. You can also hold to vest the token and wait until the price rise, and then you gain benefit from the worth per token. The opportunity for investing such token is great and therefore it is a good idea to keep the token for some time.

For any further information concerning the token sale you can visit one of the web pages below.

https://t.me/CasperProjectENG

https://bitcointalk.org/index.php?topic=2869690

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Buddy

Jul 14 2018

Increasing the Profit and Performance of Your Business

There are plenty of aspects of human lives. When it comes to find a new way to get with the newest trend, you can deal with some things that will be unique. In this case, you can also find more than what you consider having. Technology makes everything more accessible and you can even get more information about your life and others by getting them in your life. You don’t have to be worried of the things due to the easiness it provides. In this case, there will be something you need to know about the world’s latest trend; the most uncomplicated lifestyle. We understand that you still have the urgency to adapt the information and the new lifestyle. Therefore, you can get the best thing possible by getting the news.

What do you think about the newest lifestyle? You might want to start something unique about it. When it comes to you to get along with some things related to the technology, you can be sure that the use of the application and other things that are related to it will be really considerable. In this case, you can choose the information that will be unique for you. The applications can be easily downloaded from the application stores on the internet and it will be helpful for you to consider some things that will be really, really good for your need. But, how do you manage to find the best way to improve your life? You can choose some things that will be great.

For you who love the technical aspects and industry, taking part in the modern world’s technology is something you need to do. In this case, you can run a company which focuses on how it can build the same connection between you and your clients as well and improving the quality service. Your business will somehow improve your life quality. But, the condition of today’s technology aspect is not as pretty as it seems. There are some things that will be really considerable for you to cut. In this case, you can run more than just a great idea to consider. For example, as you get the developer company you need to be able to answer some questions and challenges about it.

The most important thing to be solved is about how you can deal with the greatness of the good stuff. In this case, you can run more than just a great deal about the words. When it comes to you to get along with the developing business, you will also need more gears to deal with it. You also need to untangle the complexity in every developer’s life. As there are so many problems to be solved, you need to find a solution that will be perfect and it will be great for you as a company owner.

  • Introducing the Greatness of Buddy Platform

You can improve your comfort and easiness when doing the jobs as a developer. But, you might also want to make sure that you will not get trapped inside every developer’s nightmare; the complicated system in the program you have. Therefore, you need to make a great decision about how you can deal with it. By considering it, you can find more than what you think. As you get the uniqueness of the technology and industry in nowadays’ lives, you can consider some things that will be great for you. In this case, you will find that the developers’ tasks are nothing but complicated. You will have to deal with lots of programming and designs and even concepts that will not make it even easier for you. In this case, Buddy is one of the most helpful platforms you can count on. Learn about them on their website at https://token.buddy.works/.

The development of technology is also reaching its peak, making the needs of getting into the battle with other competitors becoming more than just comfortable. You need to be innovative, smart and even transparent to make sure that you find the best of your life. In this case, the automated applications will make sure that everything is done right. But, not all of them will be suitable for you. You can consider some stuff that will help your system goes easier, but not all of them will satisfy you.

You can also find that some problems might occur when you consider the innovation. When it comes to you to get along with some things that will be challenging for you is about how you can adapt to the new technology which is various and will give you more tasks to do. Of course, as the system is becoming more sophisticated and modern, of course there will be more works to do for improving the practice and function of the application. Therefore, you need to make sure that there is something you can do to improve the performance.

There will also be a hard time for you considering the large teamwork. As the team might consist of large groups and many members, you need to make sure that the communication flow will be easier and more effective. The method will also help to deal with some things that are related to the teamwork at the workplace. Of course, getting a flowing communication that is great will help you to improve your business. In this case, Buddy answers all of those problems and make sure that everything will go well with your company. Therefore, you can run an integrated program that will make sure your comfort and productivity. You can also learn about Buddy from its ANN thread at https://bitcointalk.org/index.php?topic=3798597.

 

  • The Reasons to Choose Buddy

There are plenty of people who are looking for the best service to improve their great business condition. In this case, if you’re one of the people who’s looking for the best service, you can get the advantages from Buddy. To know more about its progress and developments, you can also get the information from their Facebook account at https://www.facebook.com/gitbuddy/. The information that is available on their Facebook page will give you more insights about the platform.

Here are some advantages when you choose to get the service from Buddy:

  1. Buddy provides the best products that will give you the best quality. They have also get the partnership with some big companies, making sure that their products are great and proper for you to understand.
  1. Besides, they have even get the partnership sessions with some big companies like Docker, Google, Amazon, and GitHub. It implies that this company has given the best consideration for the partnerships that produced an amazing outcome.
  1. The platform supports the development of application automation. It means, you don’t have to deal with lots of programming and other details about the program, system or anything that will be great for you to work. Besides, it also means that you will get the decentralized system for your need.
  1. The company will give you the best service as they have the best environment where the members of the team work for years. With years of experience and teamwork, of course they will provide you the best result and outcome possible. So, you can tell that they’re reliable.

Those are some reasons that will be helpful for you. You can also get some other benefits that will be great for you. In this case, the best part of Buddy’s product is how it can give you best result while it can be used simply for your need. It doesn’t matter how big your organization is, but you will find the best result when choosing the platform to support your need. However, it will make sure that you can get the transparency when you need to do any communication with some different departments in your organization.

There are some things that can be seen on Buddy’s product. In this case, here are some things you can consider to have from DevOps from Buddy:

  1. You can get the best way possible to improve your need. When it comes to you to get along with the Buddy environment, you don’t have to be worried about the things like the maintenance and others. As it adopts the decentralized method, you can find it easy to get along with your need to improve the profit and function.
  1. Buddy improves the best communication flow in an organization. When it comes to the communication between departments in your organization, there might be any problems engaging them. You can make the conversation easier just by using this platform for your need.
  1. When it comes to you to get along with the client’s relationship maintenance, you can make sure that you will get the best from this platform. The platform will make sure that you will be able to get the best collaboration and also the best way possible to maintain a good relationship with the people who use your service.

With the advantages above, there are some things you can highlight. In this case, you will be able to find some things that will be suitable for your need. When it comes to you to get along with the growth of the tech trend in the world, you can use this platform to make sure that your app will do great. You can find a simple, decentralized system to maintain, service and improve the performance. Besides, you can also see it to be really useful to reduce the needs for approval, waiting time to get rid of the misunderstandings in the organization, and even the communication barriers. You will find the best place for communicating with others in the community by finding their Telegram channel at https://t.me/buddytoken.

Take part in Improving Buddy’s Quality

Although it has been a great, big organization, you can still need to find some things that will be useful for your need. In this case, you can get a good opportunity to take part as a participant in the token sale, too. Although it is not something you can deal with easily, you will still find the best part when you purchase their tokens. Of course, the symbol will make sure that you get the sharing on the development of this innovative platform. Not only for you, but it will also be great for the community development. You can give more for the community to improve the quality of DevOps for the fellow developers.

Buddy, with its product which is called DevOps, will help you a lot in getting along with some things which will be great. In this case, Buddy introduces its token which is symbolized by the symbol BUD. It is recommended for you to get the best investment, so we’ll provide a recommendation as you get the BUD as your investment. Whenyou need to get more tokens, you can get 1 ETH for 0.0002 BUD. Therefore, it can be said that the investment is worth it. To maintain your information about the information update, you can get them from their Twitter account at https://twitter.com/buddygit. You can find out more about the use of BUD and also about how you can deal with them easily.

When you are looking for the best way to improve the deals, of course you can find more for your organization. In this case, the things will improve your benefits when you choose the program. Of course, it promises some things that will be unique for your need. You can select the best investment as you choose this as your choice. You can also improve the information and even its updates from the social media. It will be very useful for you to get along with the news. Therefore, you will find more than just a great app to be invested.

The program and its system will be promising and of course, profitable as it will not stop developing. The technology will keep evolving, making sure that you will find more chances for the profits. You will also get the most of the business as you get this aspect of tech business as your investment. Make sure you get the information about the program before you use them. Access their whitepaper at https://files.buddy.works/ico/BuddyWhitepaper.pdf.

Posted by kurniawan05

https://bitcointalk.org/index.php?action=profile;u=1187741

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Wemark_1

Jul 12 2018

Say No More To Injustice Towards Photographer

The world of photography is often neglected and abandoned from the spot of the media. Many assume that the photography is just about the passion and hobby and therefore they are doing as they please. But that is far from the truth since many of the photographers are defending their lives and incomes to the world of photography and their business. Today, the primary source of the creator of the photographer is the third party seller platform which is the Getty images or the Shutterstock. We do familiar with the two companies, but little of them know the bitter truth is concerning the two companies, which we are going to explain below.

The companies employ a stringent and demanding policy that is hampering the progress of the photographer and thus stripping off the profit and the right of the photographer. Here we will sum up several concerns that now exist within the current ecosystem.

  1. Centralized
    Not every centralized thing are wrong, in fact, we do need a centralized standard such as currency and system so that it gives us certainty and several degrees of rigidity. What we do mean about centralized in this scenario is the photographer, in which here is the content creator is often left behind in the term of the profit generation process, making it a one-way process in which the company control the whole profit generation process and leaving the creator suffering.
  2. The pictures right
    One of the central issues of the photographer here is the right. The right in this scenario is the right or the licensed photos. In this case, the creator is just don’t have any reason once they already submit their pictures inside the system of the platform. Even if the creator is selling the photos outside the system, they need to report back the profit to the platform otherwise they will be getting the legal ramification which is annoying.
  3. Injustice sharing of profit
    These points actually correlate with the first point. This is actually the sad, grim truth about the world of photography where the creator is just gaining a trickle of the profit generated by the system, whereas the company receives more than 85% of the benefit. The professional photography is not merely randomly flashing your camera around and making a profit. It is actually a cumbersome task when sometimes the photographer needs to be in several difficult spots and often shoot thousands of pictures just to get one specific picture that suits the desired output.
  4. Pitch black system
    What we mean here is the lack of the transparency in the big companies. We do realize that not all the thing are needed to be published to the public, but some points do require openness. But that is just what de big companies lack, where they are reluctant and even not willing to share their data concerning the licensing process, the profit generation and so forth. This is what upset the professional photographer, and thus such a cycle needs to be disrupted.
    For more information, you can visit one of the links below:

https://www.wemark.com/

Disrupting The Current Ecosystem With Wemark

But luckily, as the technology progress, the world is becoming more and more decentralized, where there is merely a lot of disruption and groundbreaking invention that is very fundamental to the realm of business. The rise of startup businesses, especially the one who relies on the blockchain system are becoming predatory to the old ecosystem where they are destroying or at least giving alternatives to the old ecosystem that if proved to be injustice and inefficient. There are a lot of businesses that are currently reforming and thus providing a new business opportunity to make things even better. And such luck is also bestowed to the realm of photography, where a new startup is on the rise, called the remark platform.

Wemark is actually one of the most promising startups that will disrupt the whole old ecosystem that is hampering the creativity of the creator itself. As we can see, the creator is having a difficult time gaining profit, and this platform is actually the best platform to increase the benefit of the amateur and professional photographer alike. Here are several reasons why the wemark is worth trying.

  1. Gaining more advantage
    The first and the most obvious reasons are the profit. We already know that the big companies are giving only a trickle of the strength whereas they are generating more and more profit daily. That is actually very troublesome and need to be changed since it will heavily discourage the content creator. In the wemark platform, the situation is just reversed, where the companies are gaining a trickle of profit per photos and the rest of the money goes to the creator.
  2. Decentralized
    This is what more interesting on the platform, where the decision making is entirely back to the user. The creator can sell their pictures for the prices that have been set by themselves, and thus is more rewarding for the creator. We do want to ensure that the creator is keeping their creativity and accordingly being rewarded for such effort. And to do that we need to give the creator more right and more role to determine in this form of business. To put it just, on this platform, the part of the creator is significantly higher compared to the previous old ecosystem that is diminishing the part of the creator.
  3. Transparency assured
    One of the most critical factors In the business is giving the proportionate flow of information to the user or the customer. This is what makes them more appreciated and thus will convert them to a loyal customer In the meantime. Having a loyal customer is apparently one of the primary focus f the company, and one of the most critical points is having some degree of transparency. We do understand that not all kind of information is required to be published, but at least only the one which is critical such as the licensing and the profit generation process. Such information is essential to be released so that the customer or the creator understand for how much they need to pay, how much they need to spend money, and how much they will gain profit per photos.
  4. License distributed not centralized
    In the artistry world such photography, one of the most crucial point is the license of the pictures. The grant will determine the ownership of the photos and thus make it protected by the law and gaining the creator the rights of their own creation which is obvious. But unfortunately, such cases did not occur in the big companies since they retain most of the license for themselves. The platform will give the license to all the photographers regardless of their skills and their photos quality and thus make the creator more liberty and right about what to do with their own images. They also don’t need to report back to the platform once they are making the profit to the images that have been licensed by the platform.

Becoming the part of the wemark platform is effortless. First, you need to make your own portofolio on their website. This is important since the platform need to know about your capacity and your skills also experiences concerning the photography. After creating the portfolio you can start to upload the photos of your own and to get the license, you need to pay several amounts of cash at one time. The payment here are using the token of cryptocurrency, and therefore it Is not very expensive in the end. And you don’t have to worry since the licensing is a one-time process and therefore you don’t have to pay several times for your licensing process.
For further information concerning the system of the platform, you can access the link below.

https://www.wemark.com/whitepaper.pdf

The Road Map And The TGE Of Wemark

wemark roadmap.jpg

Every platform will have their own roadmap to determine their own degree of success. And this platform does have the roadmap. Here are several points of the roadmap of the platform.

  1. Middle and late 2017
    2017 is the important year for the platform, where they are signing the contract of the NFX companies that specializes in the market research. The NFX are investing their money in the platform for about 1million dollars. The platform is also opening the waiting list for the contributors or the photographer that are about to sell their own photograph on the platform. And as the website claim, more than 1500 professional photographer are signing the contract just in the few weeks.
  2. Early to middle 2018
    At this point, the platform is releasing the very first product, which it enables the user to create a profile and submit their own photos in the platform. There are about 20 thousand offered pictures just a month after the release of such content. This event is followed by gaining the advisors, which is several of notable individuals in the term of business, such lee torrents, as a lead marketing in canvas, Lars Perkins, founder of Picasa which has been purchased by Google and becomes the google photos and etc. the following month is the release of the whitepaper of the platform to become the guideline both for the platform and the user alike.
  3. Late 2018
    This is yet another critical period of time for the company. The company will sell their token called the wemark token to the public for the first time. Such token will be used primarily for the transaction that is occurred within the system, and hopefully, that includes the purchase of the pictures as well. And in late 2018, the platform will be transformed into a full working marketplace where many can purchase the photos that have been provided by the photographer for some period of time.

wemark token.png

And as for sale, here are some necessary information that you need to know
• The token supplies are about 135 million dollars
• Soft cap around 1.5 million
• Hard cap 8 million
• Price per token 0.20 US dollar per token
• Sale starts July 24th and ends at Aug 7th
• Token usage: licensing, accessing several wemark features

As we can see above, the token supply is meager compared to the other platform where they can reach billions. And the hard cap is also shallow, which is just about 8 million. Which mean that they only will sell that amount of the token, as the rest of the token is used for another purpose. And that is what makes the price per token is rather higher compared to the other token amount, and this will make the sale even more interesting since the token is worth investing for.

And the second most intriguing thing is, the allocation of the token supplies, here is the information concerning the token allocation.
• 38% token sale
• 37.5% reserved for community rewards and economic scaling
• 12% advisors&partnership
• 11% founding team and employees
• 1.5% bounty program

As we can see, the token allocation is rather unusual since the token and the community rewards are almost identical. No other platform is employing such allocation in the vicinity since they implement a huge proportion of the token supply to the sale alone. The board of advisors, the founding team and employees, are also gaining more token allocation.

What we can learn from this basic information here is, the company is dropping more token to the community to reward them for their contribution in building the companies, along with the founder team and the system. That is working along with the dream of the platform to give more reward and profit for the content creator and thus destroying the old ecosystem in which the creator is suffering since they just don’t get enough profit to continue on their project.
For further information, you can access the links below:
https://tge.wemark.com/
https://bitcointalk.org/index.php?topic=3347524

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Viva

Jul 12 2018

Purchasing A House Easier And Faster By Viva Network

House is an ever-increasing need of humanity since all humans need shelter to house their family and fulfill the needs of them such as resting, relaxing, and so forth. But the housing industry is threatened by the skyrocketing prices since more and more people are being born and fewer lands are available for the housing. This makes the house has a very high price and requires a huge amount of money to even pay the Down Payment. This is indeed very frustrating to all middle classman people since they don’t have that money to purchase the house, and in the end, they have no house and forced to live with their relatives for the rest of their lives. There is actually one practical solution to this circle, which is having a loan to purchase a house but to are possess the threat that could ruin someone financially and lead to a disaster in the market if the loan is not done properly.

We are all too familiar with the failure of the banking industry in the mortgage crisis of 2008. The problem is actually very simple since it just covers up the failure of the people to pay their debts to the bank at that time, leading to a very serious economic disaster that almost ruins America and Europe back in that time. Even though having a loan could become a huge help in having a house, the centralized system with a huge interest that imposed by the banks are making the people very difficult to pay their loans to the banks. This is indeed very counterproductive since the banks live on the loan, and the people simply can’t pay the loan since it has a huge interest with years to complete the payment period. This is the major issue why people are becoming more and harder to obtain their house.

In the world alone, the housing industry, along with the property industry has made trillions of dollar per year, and that will keep going on since the value of a house will steadily increase and more and more people are less able to purchase a house. Housing is usually divided by its type, and the bigger the type, and more expensive than the house will be. But the problem here is, even we are about to purchase the smallest type of a house, the amount of money that is required to purchase a house is still astronomical and making it more inconceivable by all the people that want to have a house. Even though the government are already providing the solution such providing the house with the zero payment system, reducing the value of a house, but that is not tacking down the most basic issue that is now happening In the world, which is the inability of a person to purchase a house due to its astronomical price. This circle needs to be broken down as soon as possible since more and more people are greatly in need of a house.

For further information you can visit one of the links below:

http://www.vivanetwork.org/

https://www.facebook.com/VivaNetworkOfficial/

 

The risks of the platforms and platform mechanism

When we are talking about the housing industries, how little it is, it will contain the risk that needs to be recognized and addressed. The housing industries are a huge market with trillion of dollars that circulated per year. That sum of money is the backbone of the housing industries and thus it posse a high level of risk. Here are several issues that the user needs to be aware of before buying the token or joining in the platform.

There are a lot of reasons why this kind of mechanism will be favored by the people, and thus making this platform healthier and more reliable, which is:

  1. Fast and reliable

First is, all the procedures mostly conducted online, and it means that you don’t have to follow a series of very long and complex procedures that are usually imposed by the banks or the third party which is very inconvenient and tiring. The documentation that is required for the platform is online which mean the applicant will just need to upload their document in an instant without even be needing to go to certain places.

  1. Protected by cutting edge blockchain environment

And as for the security issue, the team has been equipped with the most talented and experienced group of assessor that is capable of determining someone’s ability in real time. They are able to determine and foresee the risk that exists in the certain people, and as well as distinguishing the real documents and the fake one. This is crucial since a lot of banking institutions are failing due to the fact that they are giving the money to the wrong person who is not able to pay for the money they owed to the banks. The team will also provide the advice for the applicant on how to pay and manage their money to reduce the risk of the applicant not being able to pay for their debt.

  1. crowd funding

The third is the funding mechanism. The funding mechanism that is imposed by the platform here is crowdfunding, meaning that there will be a lot of people are investing in this platform by purchasing the token of the platform and thus the money will be used to fund for the applicants and the mortgage. The applicant then will need to pay for a certain amount of money, and then the money will enter the crowdfunding market and becomes more money to fund even more applicant and so forth. This mechanism means that the platform will lose nothing and benefit nothing unlike the banking mortgage system and so on. The platform Is also not giving the extreme amount of interest since the money is sourced on crowdfunding, not the typical money that is provided by the banks.

The crowd funding will be translated by the platform namely the fractionalized mortgage shares or FMS. This FMS will become the amount of money that is needed in order for someone to purchase a house. usually, there will be 100.000 FMS per house, and then the crowd fills fund those FMS per month. There are a lot of reasons why FMS is very prospective for all the people. First of all, it is investment mechanism, meaning that people will receive a certain amount of money as they invest in the FMS. but FMS itself is not the token of the platform since it just the integrated investment mechanism that will be enjoyed by the people who are willing to pay for the FMS and thus crowdfunding the platform. One FMS at a time will be equivalent to 10 dollars per month, so logically, the more FMS that one person has, the more investment they will receive per month. But you should notice that the amount of the investment is not fixated.

There are indeed several risks at play when it comes to the investment, such as:

  1. Inflation risk

The first is the inflation risk, as it plaguing all kind of investment in the world. The more in the inflation is, the lower the value of your investment, and vice versa. But naturally, if the inflation rises, then it is not just your investment is at risk, but a whole country economic too. Meaning that the government will try to hold and reduce the amount of inflation in that country to stabilize and strengthen the country economy. The second risk will be the market risk, where it is directly linked to the housing market. To put it simply, the more house sold in the housing market, the more money you can get per FMS since FMS is generated by the house that is sold to the applicants. Similarly that if the less house is sold, then the less amount of investment money can be made.

  1. Interest risk

Interest is also the risk that really needed to be accounted for. Simply, as the interest climbed up due to the global economy, the investment rate is dropping since the interest will take up several amounts of money. but up to this day, there is no sign of the interest rate being high drama in the short few days due to the market optimism. The interest rate is also steadily declining since more and more business field are opening up and the market is going at a high speed to recover and regenerate money.

For any further related information, you can visit one of the links below

https://t.me/wearethevivanetwork

http://www.vivanetwork.org/pdf/whitepaper.pdf


The sale and token generation event

Just like any other blockchain platform, this platform also has the token that could be used in various ways. The token is called the viva token, or the token for future statements. The token as we already stated before could be used for many things, but primarily is to use the facility of the platform such proposing the loan, paying the loan and so forth. the token is the ultimate form of payment where no other methods of payment are received by the platform. To get the token, the people are required to join the series of sales that is being conducted by the platform. Mainly the platform is holding two kinds of sale, which are the first stage which consisted of around 3 rounds, and the main sales which also have 3 rounds. Here is the more detailed information concerning the rounds of sales.

  1. The pre-sale or the first stage of the sale

The first stage of sale is the pre-sale, or as any other blockchain refers to. This is where you can get all sorts of bonuses that is very profitable for you. There are three rounds of the pre-sales, as the more rounds, the lesser bonus you can obtain. The first round has 40% purchase bonus, and the last round has around 30% bonus per transaction. The interval between the rounds is about 10 days, so you need to make sure what kind of rounds that you are following. As we speak, the first stage of sale is about to come to an end, since the first stage of the sale will end at 1st of July.

  1. The main sale

The main sale or the main contribution period is the where the majority of the token will be distributed. There are 4 billion of the token that is available for this platform, where 75% of them or about 3 billion of them are the hard caps of the main sale. The period of the sale is about 60 days and Main Sale Starts July 20th. The main sales also have the 3 rounds with their own bonus, ranging from 25% to regular sales with no bonus. As for the price, the price of the token depends on what kind of sales and how many bonuses you receive from the platform. The price is ranging from 50 thousand tokens per ETH to around 35 thousand tokens per ETH. And as the currency value, the token is worth roughly around 0.009 dollars per token.

  1. The token distribution

It is important to know the token distribution since the this is to show the integrity of the platform itself. Here is the token distribution as having been stated by the website.

  • 75% TGE or sale (3 billion)
  • 10% reserve (400 million)
  • 7.5% team allocation (300 million)
  • 3.75% advisor (150 million)
  • 3.75% marketing operations (150 million)
  • The whole quantity of the token: 4 billion
  1. Token usage

The token usage is primarily for the main transaction of whatever the transaction that occurred within the system, be it the payment of the loan, the proposals, and so forth. and as for the exchange, unfortunately, there is no information concerning the exchange that could be done using the VIVA token, but the website does promise there will be several practical usages of the token in the near future.

For any further information concerning the sales you can visit one of the pages below:

https://bitcointalk.org/index.php?topic=3430485.0

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