TGE

Wemark: A New Disruption In Photography Content Market

Wemark: A New Disruption In Photography Content Market

The Domination and Injustice

The market for photography content is being dominated by two big players who are the shutter cock and Getty Images. These two companies are charging the ridiculous amount of fee to the content creator, to the point where the companies are retaining up to 85% total value of one creation and leaving the photographer only a fraction of their profit. This is demeaning and degrading since the creator are struggling so hard to acquire the photos, and therefore should be rewarded more for their hard work. However, that is don’t happen since the companies decided to keep the profit high while the creator’s appreciation low.

There are many issues concerning the current photography market ecosystem. Here are some of the issues:

  1. Rejecting transparency

As we have stated before, the big companies are keeping most of the profits and thus leaving the creator scratching their head for such unrewarded effort. Unfortunately, there are no official statement or the system explanation concerning their form of business or their payment system, and it means that they keep the profit high is they want to make it high. This is outrageous and needs to come to an end as soon as possible.

  1. Unrewarding process

Photography is not an easy task and an easy job. Photography is more like an art, rather than randomly flashing your camera to a random object. Sometimes, finding such object need a harrowing struggle, such as climbing the peak of the mountain, diving to the ocean, taking a very rare occasion photo, and so forth. Photography requires the high amount of patience and resilience and therefore need to be rewarded. However, unfortunately, the market didn’t allow them to have a great profit. Instead, they are just being paid with only a trickle of their hard work. This is indeed discouraging the entire photographer, and thus need to be changed.

  1. Copyright

This is the sad truth that is hampering the photographer. Once a creator uploads a picture to the image Getty or the shutter cock, they are the one who retains the right of the photos, and thus making them the sole controller of the price where the creator is kicked out of their place. This is sad since the creator knows how hard the photo can be taken, and thus they know how worth their pictures are.

  1. Centralized

What we mean by that is, the process of the pictures submission and the payment fee is mostly one-way process. It means that the process cannot interfere with anyone and anything, even the creator itself. Moreover, the creator doesn’t have any other alternatives since both companies are the only companies that pay them for their pictures, and therefore the creator must submit to this system regardless of what they feel.

Those are the existing issue that is cycling amidst the pictures market, and this is discouraging the content creator, which is the photographer. In this era of digitalization and information, it is time to set free the market of photography from the crippling ties of the big company and search for a new alternative that is more rewarding compared to the previous one.

For further information you can access the links below:

https://www.wemark.com/


Wemark As A Disruption In The Current Ecosystem

What we need more now is a disruption to open a hole in the market, and offering the new alternatives for all the content creator, and thus making them more rewarded for their hard work. Moreover, fortunately, such disruption is already emerged called the remark. Wemark is a blockchain powered startup that will try to pay more for all the photographer and to provide them the justice and transparency that they deserve. Here are several features of the wemark that we know about.

  1. Decentralized

As with any other blockchain related startup, they are always decentralized. Both are determined not only by the companies but to all the user as well. In this context, the user is the creator of the photos that are selling their photos within the system. That is just how the blockchain works, which require the feed from the user for the transaction to occur. By this system, it means that the companies and the creator can appraise the photos and determine the prices tags per photos. Moreover, this is a revolutionary way since no other companies are implementing this system, except the blockchain powered companies.

  1. Transparent

Transparency is just what the creator want. They want to know how much their pictures are being charged, and what happens inside the system. They also want to know how they value their work and setting the prices per photos. Such occurrence did not occur in the old ecosystem, but it did happen in the wemark. The blockchain and the smart contract system will be applied to provide transparency to all the creator concerning what happens to their pictures once it has already entered the market.

  1. Owning license and right

Previously in the old ecosystem, the creator are stripped of their right and need to report back whenever they are already making profit outside the ecosystem of the companies. That is awful since the creator is removed away from their creation and thus leaving them clueless what to do with their photos since they are no longer have right to distribute it without the consent of the companies. That time is over since the ecosystem of the wemark is giving the right of the photos to the creator, which is obvious. It means that the creator can do whatever they want in their photos, which is also evident since they are the one who creates them.

  1. Better prices

The prices that are being set by the companies are high and unrewarded since they need to deal with the third man or the third parties, which is the company itself. You may think that the wemark is also the third party like the other companies, but that is wrong. Wemark provides the place where the creator and the market can meet and thus making the creator having more money and reward rather than only a fraction of money compared to the previous ecosystem.

  1. Trustworthy system

Moreover, final, above all the benefits that will be obtained by the creator itself, is that the creator can trust the system since the system itself is running autonomously and unable to be manipulated by everyone or everything. It will scan your photos, where you can set the price range, and conduct the transaction directly to the buyer and so forth. No more companies interference, no, more one-sided and injustice companies decision.

So as for the process, it is somewhat natural and familiar. What you need first is to sign up by creating the account of the wemark platform.  After you have successfully created the report for the platform, then you can start uploading photos to the ecosystem where you can set the range prices per photos, and then let the platform do the work, which is by displaying the images the world. It is an easy and straightforward process where it will benefit all.

For further information concerning the system and the platform, you can access the links below.

 https://www.wemark.com/whitepaper.pdf

https://www.wemark.com/


The TGE and the Current Process Of It

The most distinct and distinct process of the startup platform is their TGE or token generation event. However, first, let we explain the usage of the token itself. The symbol is the primary currency that will be used to perform the various transaction within the system, such as receiving payment, and so forth. There will be no other currencies to be used inside the platform, just the wemark token. That is just a common market practice by the platform to ensure the value of their symbol.

As for the usage of the token, currently, the token will only be used for licensing and accessing the photos within the system of wemark. However, there will be several advancements of the usage of the token, such as the ability for the creator to hire the model, hire the lawyer or legal team, even selling their photos with token and receive the payment with token too. That will increase the practicability of the token so that it will be used outside the system also. However, since the token itself is preferably flexible and inside the ethereum system, it is possible to exchange the token to the flat currencies and gaining the reward since the token itself comes with the form of investment, just like any other token inside the ethereum system.

Also, as for sale, they are rather different from the rest of the cryptocurrency in the business. First, they provided an insufficient amount of information concerning the sale, but here what we know concerning their sale:

  • Total token supply 135 million token
  • TGE starts on 24th July and ends on Aug 7th, 2018
  • The soft cap is about 1.5 million dollars
  • The hard hat is about 8 million dollars

At first glance, we already know that there is a huge difference between this platform and the other. First, this platform is having a meager amount of the total token supply, which is about only 135 million token.  Moreover, that is a dwarf compared to the other startup which is reaching for about billion of the total token supply. Also, the second, there is no division of the sales, meaning that they are only deploying one sale period, which interestingly called the crowdfunding rather than the main or the pre-sale just like any other platform. Also, when we look at the period of the sale, we know that the period is only roughly two weeks, not a full month period.

However, that seems not an issue since all the platform has their right to move and shape their own business. And thus this is advantageous for the platform since the token worth more dollars compared to the other token type. The price of the token is about 0.20 dollar per token, that is a very high value for such a token, where the other token is usually having more digits and thus lowering the cost of the token. This also means that the investment by using the token is rather prospective and valuable compared to the other token platform since the initial base value is already high. After the vesting amount of time has elapsed, you can exchange the token for the fiat currency and obtain more money in the process.

As for the token allocation, here is the proportion for each party:

  • Token sale 38%
  • Reserved for community reward and economy scaling 37.5%
  • Advisors and partnership 12%
  • Founding team 11%
  • Bounty program 1.5%

This is another surprising fact about the platform. We can see here as the token allocation is lower compared to the reserves and the community reward. It means that the platform will concern the compensation for all the photographer to encourage them to use more photos and therefore to make the platform becoming more and more lively and accessible. This is hugely different from the other platform where they are portioning a considerable amount of the token in the token sale.

The reason behind this reason is that the customer still actually allowed to purchase the pictures using the flat currency such dollars. However, as the time goes, more and more services of the platform will be using the token only, and thus increasing their usefulness and rising their value. That is actually very different compared to the other platform where they don’t have a stable community, and therefore they don’t need to worry about the community reward, but once again, that is just what the varieties of business are.

If you are a photographer, it is natural that you want to make a living from your pictures and skills. Searching for a platform that will justly reward you is hard, and therefore you can choose the wemark for your business partner.

To know about the sale and the token, you can visit one of the websites below:

https://tge.wemark.com/

https://bitcointalk.org/index.php?topic=3347524

 

Social Media:

https://www.facebook.com/WemarkOfficial/

https://twitter.com/_wemark

https://t.me/wemark

Opiria Platform for Transparent and Secure Buying and Selling Consumer Data

Opiria Platform for Transparent and Secure Buying and Selling Consumer Data

Data is essential to compile valuable information. Data becomes the necessary material needed to process a wealth of information which will then be used for decision of policy. The need for data makes Opiria’s digital platform engaged in sales and purchases of data. For example, a company needs consumer data to analyze the purchasing power of products produced for both goods and services. Existing data can pinpoint sales targets appropriately and match buyer needs. Each data has a high level of security so that only limited use of information is used for survey or analysis purposes only. Any personal data will be protected so that data misuse will not occur.

Companies around the world need personal data consumers to provide the best service to consumers. Opiria Platform will bridge consumers to deliver their data and provide benefits to consumers with some money. That means with the given personal data. The platform will provide reciprocity of the personal information provided. Personal data purchases can be made directly by the company to the consumer by redeeming some PDATA tokens. As a digital platform, Opiria uses a currency-like symbol that provides the value of personal data. Trading system also allows using Smart Contract in the blockchain. The relationship between consumers and companies can be established globally through the Opiria Platform. Opira will provide convenience and benefits for both parties. The Company will obtain accurate data and the consumer will earn from the data provided for the company.

Opiria platform can bring together millions of consumers from all over the world with companies from across the globe as well. Personal data will be provided safely, transparently and fairly, using blockchain technology. As a consumer, you also have the opportunity to choose which company you will sell the data. The platform will provide convenience for every consumer or company in data distribution. Payments with PDATA will be presented to consumers of each company using personal data of consumers. Any data provided is subject to consumer approval. Token PDATA will be used as a form of respect for the data consumers are given. Opiria still uses the General Data Protection Rules Guideline (GDPR) in running data exchange between consumers and companies. Get full information via whitepaper and ann thread.

Ann Thread: https://bitcointalk.org/index.php?topic=3076122

White Paper: https://www.opiria.io/wp-content/uploads/2018/01/PDATA%20White%20Paper%2020180118.pdf

Why Companies Need Consumer Data?

Every company needs to be able to survive in the market by providing products that benefit consumers. The question is how do companies know what consumers need? To understand that every company would need consumer data. Personal data can help companies to create innovative products and services that suit everyone’s needs. With consumer data, companies can also precisely define their marketing targets. The right target can also help the company to stay active for the income. The company also competes with emerging new companies to contribute in providing services to consumers.

A few moments ago some operations provided data unethically so that the consumer data needed to get protection. Providing data with consumer approval will undoubtedly facilitate the company in obtaining more accurate data. Consumers who consent to some data will maintain the privacy of data and compensate consumers. Companies that need data can join the Opiria Platform because this platform will reward consumers with the data provided. PDATA will be a form of compensation that will be presented to every consumer. The platform will maintain data confidentiality and offer bridges to both parties to obtain data and compensation. Reflecting the rules against general data makes the provision of information can be made without having to violate the privacy of each consumer. Companies can obtain data for analysis purposes conveniently and accurately.

How does Opiria Platform Work?

The presence of protection against personal data makes Opiria aware of the importance of data from each consumer. On the other hand, the company still needs personal data for business purposes. This condition makes Opiria has a role in protecting consumer data as well as provide a platform for consumers to share data required by the company. Opiria becomes an open market for data distribution that gives consumers the ease of controlling and choosing which companies can use their data. It will undoubtedly provide comfort to the consumers. Specific personal data provided can also be tailored to the needs of the company. Any data provided by consumers will give a reasonable amount of compensation from the company. Compensation is presented as a sign of approval of the use of personal data provided by consumers.

PDATA tokens become a form of appreciation given by the company to every customer who provides data. Opiria will become a global market with a decentralized system for the purchase of personal data without intermediaries. Companies can directly obtain personal data from consumers. Every consumer associated with the platform can provide their data by filling out the profile. Consumers also have access to offer data limits that can be accessed by the company. Data that can be obtained and which can not even be quickly set. Any data disclosed to the platform can be sold to the company with the consent of the consumer. Thus the consumer can know which companies are using their data. When the consumer agrees to provide some data, the consumer will get some PDATA tokens as a form of legitimate payment. When payment has been made, the company may obtain the necessary personal data.

The Utility of Token PDATA As an Award to The Consumers

Opiria platforms are the safest place to run personal data trading and provide appropriate rewards to consumers. Transparent trading can be an advantage of the platform so that every consumer who provides data can quickly identify the company that bought the data. Payouts with PDATA Tokens make consumers appreciated with respect and honor. The availability of utilities can be realized with the enactment of PDATA Token. Companies that need personal virgin can purchase PDATA tokens first. After that, the company can buy data from consumers directly through the platform by sending surveys. When the consumer has earned a PDATA Token, the consumer has sold personal data to the company and joined the study. Requests from personal data may be accepted by consumers who already have some PDATA tokens first.

For companies, tokens can be a form of purchasing data from consumers coming from a database with a token PDATA. Companies can spend all tokens owned to send surveys to consumers directly. Through surveys, consumers will have provided specific personal data with PDATA tokens. Consumers will receive PDATA tokens as a result of the sale of personal data. PDATA tokens can be used by consumers to continue to join the survey. Consumers entering the platform can have full control over the data provided. The platform will provide full protection of data and privacy shared with both platforms and companies. Every consumer who joins the ecosystem also obtains a reasonable compensation guarantee.

The system of awarding some PDATA tokens to each participating consumer will make everyone willing to provide personal data. With the Opiria platform, the company will obtain accurate personal data so that decisions taken to conduct the survey can be determined appropriately. Opiria allows companies to get data quickly and qualified. In some cases, companies can also specify more specific data. The accuracy of the data for the survey will support the company to achieve better targets. The Opiria platform will provide the best for consumers and companies incorporated in the ecosystem. Currently, you can also obtain some PDATA tokens through registration on the website.

Website: https://www.opiria.io

Whitepaper: https://Opiria.io/static/docs/Opiria-PDATA-Whitepaper.pdf

Twitter: Twitter.com/PDATA_Token

Get your Monetize Data with PDATA Token

Opiria can be a place that provides opportunities for accurately obtaining personal data. A decentralized system with a clear concept will help companies and consumers readily exchange data. Ease and comfort coupled with Smart Contract side keeping with PDATA Token. Token will be used as the currency of the platform to reward consumers. PDATA tokens also act as currency values that can reveal the importance of personal data. To provide consumers can monetize personal data owned. Opiria’s concept includes ease in determining privacy to consumers to make decisions about data that can be accessed by the company. A globally decentralized market for securely and conveniently trading personal data will be realized with Opiria applying the concept of blockchain technology.

The purpose of Opiria is to provide an increase to the sale of tokens with the development of the Opiria ecosystem. Increased users can be done by providing concrete evidence of the benefits and income from the sale of personal data. To be able to introduce the platform globally, it needs to be presented to everyone to contribute data. The more people who participate will make it easier for companies to obtain precise and accurate data for business development. Opiria also has a target to get 27,000 subscribers by 2023. Market research will also include countries with the most relevant level around the world. To get the latest information, you can join social media from Opiria. You also make it possible to discuss platforms and meet many people.

Social Media:

https://www.facebook.com/pdatatoken/

https://t.me/PDATAtoken

 

The target of Consumer Achievement by Opiria

As a platform that moves in data sales, then Opiria needs to obtain data from consumers in an infinite amount. To collect accurate data, companies can make the data provided by consumers as the source of the survey. Giving many tokens to consumers is helping consumers earn revenue from data obtained. In 2018 Opiria will get 100,000 Consumer with 150 customers and nine sales partners. The increase will be done significantly with the target in 2023 with the number of 250 million consumers and 37 thousand customers and 50 sales partners. Significant progress will be made to maximize sales and revenue for customers who join the ecosystem.

Ecosystem development to get everyone to earn digital income. The digital platform will help everyone to facilitate profit earning. Digital tokens will help everyone be rewarded for any data they have. The moral of the company in obtaining accurate data will make every company able to analyze and decide the right policy. Opiria will play an important role to assist the company in taking the best steps through the survey. Smooth exchanges will be available with platform roles with global access and transparency. Support from the blockchain technology provided will help the platform continue to increase consumers so that the company’s convenience to obtain accurate data following the needs. For more precise information, you can also send messages through web pages.

Get PDATA Token Immediately to Participate with the Ecosystem

Your participation can be done by gaining ease in getting profit. For you to participate, then you need to purchase some tokens through the website page. The token can be acquired through website pages with PDATA price starting USD 0.10. Token sales will end until July 14, 2018, so it will make it easier for you to earn revenue. Earn up to 15% bonus by immediately joining the ecosystem. Contributions may be made under the applicable law. Contributors must also complete some documents to verify KYC (Know Your Customer) and AML (Anti Money Laundering). Any information submitted will be the fundamental data of verification. Verification results will also be provided via email you specify.

The number of tokens available will be limited, so you need to join the token sales event immediately. The purchase of token begins with Ethereum intending to being converted into a blockchain token shape that is in the future. The use of tokens will be beneficial for the future so you should consider buying tokens right now. The token collected will be distributed following Opiria Smart Contract. Token PDATA will be unlocked 30 days after TGE. Then the bonus will open 30 days after unlocking the main tokens. Immediately contribute with Opiria to earn income from personal data you provide. The use of blockchain technology is the main thing to gain ease and speed of transactions. You will be faced with the use of technology that can support transparent transactions so you can find out what the company needs data. Besides, companies that buy your data can also be readily known to you.

Simplifying The Realm Of E-Commerce Via ARAW Token

Simplifying The Realm Of E-Commerce Via ARAW Token

As the world progress, many forms of the business has been fundamentally changed, and one of them is the realm of commerce. Decades ago, we still conduct our trading mechanism with face to face or peer to peer relations between the merchant and the customer without any intermediaries. But as the advancement of the technology hits the world, the commercial process has been changed in the way of the electronic commerce or the E-commerce. This form of business are utilizing the internet to sell their products on the platform we know as the online shop. The online shop’s trends are rising dramatically to the point where most of the products that are being traded in the real trading place, is also traded in the online shop.

The tide is now favoring the online shop, where so many transactions have been conducted inside the realm of the E-commerce. There are several reasons why this trend is rising very fast, some of them are:

  1. Cutting the cost

The cost here is the major trouble for both the customer and the merchants, and thus the mechanism of an online shop is favoring both parties. the merchant here is rewarded by the simplicity of the online shop where they don’t even need to open a real stall that is very costly and thus making the business expansion really hard. But by utilizing the online shop, they simply can open their shop anywhere in every corner of the world since the internet is a global connection. You can virtually purchase everything, in any country, regardless of the distance. Of course, the distance will make up for some of the expenses, but that kind of trading operations simply is not viable and bringing more harm than any potential prospect.

  1. A wide variation of goods

The physical stall is always limited to the size of such stall or shop, and thus making the shop is very limited in the capacity to have more items. The online shop will have no such problems since the online shop is not physically existed shop since all they need is just a warehouse that is more than enough to provide the goods that the customer asked for. The online shop also doesn’t have the issue of the goods placement, since they are online, and the goods are being publicly shown without any special effort.

  1. Shopping with ease

In this time, you can virtually have anything without even stepping your feet outside your house. you can order almost anything, from the simple daily meal to the most expensive cars, laptop, and so forth. And this is what makes the online shop is favored by all the people since it offers the ease of the transaction, without they even need to go out and browse the good by themselves.

  1. Numerous alternatives

Unlike any physical shop that offers a little alternative, the online shop simply offers you an endless alternative to your shopping pattern. Disliking one shop? You can always choose the other online shop that exists on the internet, and so forth. Such situation is not found in the real shop since the physical shop is not just pop out of nowhere, but the online shop is always popping out. The alternatives also will have the impact concerning the prices, quality, the delivery duration, and so forth. This will result in a more personalized shopping experience where the customer is given so much freedom to determine what kind of shop that they are going to choose.

For all these reasons, the online shop is rising and blooming like the flowers in the spring. The transaction of the online shop alone has generated billions of dollar per year, and it is estimated to reach trillions of the dollar by the end of 2020. That goal is possible since more and more people are connected to the internet at that time, and thus making them a new customer of the online shop.  For any further information related to the online shop, you can visit one of the links below:

https://arawtoken.io/

https://www.facebook.com/arawtoken


Problems And Solution Of Online Shopping

But the rise of an online shop does not mean that they are immune to the issues and problems. The emergence of the online shop is the disruption of the global economy and commerce situation, and thus it makes tons of issues that are facing the whole system of the electronic commerce nowadays. Here are several issues that are being dealt with by various parties and countries.

  1. Over-regulation and no regulation

The habit of the regulation-making process is, when a new phenomenon emerges, the regulation is soon followed. It means that the regulations are always one step late and thus making the commercial chaos, at least for several following months. We can see the havoc in any developing countries such as Indonesia where the startup business is disrupting the usual business environment and thus make the riots everywhere. The government is always too late to react and thus making the e-commerce is unstable and untreated fairly. This is due to the lack of the regulation, and this situation is being handled better day by day. But there is also the over-regulation caused by the trust issues and integrity issues that are limiting the movement and spread of the e-commerce and thus hindering such business.

  1. The reward which is unrewarding

The platform of one big online shop is actually just a big cloud consisting myriad of an online shop that is supplying the goods and customer to the platform. But this is irony, since the big platform is relying upon the small online shop merchant, but yet they are poorly rewarded and thus making the business slow and tedious. There are several groundbreaking inventions such as the introduction of cashback and loyalty point, but that trend simply fails to influence the global e-commerce trend.

  1. Trust issues

One of the main barriers for the people to purchase their goods in the online shop is the trust issues caused by the goods. There are countless complaining that occurs within the system, where the goods and the advertised goods are actually the different goods. This makes the outrage of the customer and thus leaving the e-commerce transaction and return to the old fashion way of trading methods. The trust issues here is actually declining since more and more online shop is having a better and more reliable goods quality that is worth trusting.

Fortunately, there is one invention and innovation to solve several major issues to the e-commerce and thus making the e-commerce becoming more stable and more reliable source of trading both for the merchants and the customer, namely the ARAW token. This platform is introduced lately in 2017 and also has their own mobile app. This platform is founded in the UK and soon will encompass the rest of Europe and world. This platform offers several solutions, here are some of them.

  1. Introducing cryptocurrency as a valid transaction currency

The cryptocurrency is the child of the information age. A cryptocurrency is a form of digital currency that is widely accepted and used for many forms of transaction. But unfortunately the transaction of cryptocurrency is severely limited due to the trust issues and therefore the cryptocurrency is not used by day to day transactions. The goal of this platform is to make the cryptocurrency accepted for day to day transaction and thus making the cryptocurrency have a practical uses. The platform is struggling to make countless of cooperation to introduce their own currency, called the ARAW token to be accepted widely by all the merchants and online shop all across the globe.

  1. Bridging the merchants and the consumers to conduct the cryptocurrency transaction

the main issue between the merchants and the customer to conduct their transaction using the cryptocurrency is the lack of the third party platform to accommodate such transaction. The platform is aiming to create the bridge between all trading parties such as the merchants, the customer, and the cryptocurrency in the ETH blockchain to conclude the transaction using the cryptocurrency. This mechanism is called the floating ecosystem, and this ecosystem will support a countless form of a transaction using the token.

  1. Araw touch and pay card

The ARAW pay card is actually the groundbreaking invention that is occurred within the system of the cryptocurrency. This pay card is enabling the token to gain their daily and day to day function, where the other token is lacking. The ARAW token can be obtained and “mined” by shopping and purchasing the goods that are conducted within the realm of the ecosystem. The token then can be accumulated and thus could be used to purchase the goods that the people need. Actually, this kind of mechanism already exists in the form of cash back, but the currency that still they used is the fiat currency, not the cryptocurrency.

For more information concerning the platform you can visit one of the links below:

https://arawtoken.io/

https://arawtoken.io/assets/araw_whitepaper.pdf?v1.7

https://t.me/arawtokenofficials


The Token Sales So Far

Just like any other cryptocurrency platforms, the token is being generated in the event of the TGE or the Token Generation Event. This TGE is the only way to get the Token that will be used for the transaction within the system. But still, the token can also be obtained by shopping so that the token can have the daily function. The sales of the token are divided into two kinds of sales, namely the pre-sale or the early sales, and the main sale. The early sales are actually the sales that posses most of the bonus that can be obtained through joining the pre-sales. by joining the pre-sales, you will obtain more token, compared to the main sales, since the early sales will contain bonus where the main sales usually don’t.

The pre sale is already underway since it is started on the 1st July. The private sales have been proving a huge success since it already reached the soft cap which is 2 million USD, and the hard cap will be 25 million USD.  The pre-sales will have the period of 60 days, and it will end on 30th Aug 2018. Unfortunately, the public sales are not announced yet, but we assume that the public sales will be started just after the pre-sales. the token itself is worth 0.01 dollars per token, and it will be steadily increased as the supply stagnates but the demands are getting higher. As the total token production stays in 5 billion tokens, where the 70% of them, or the 3.5 billion token will be distributed in the sales.

As for the token distribution, here are the shortlists of them.

  • 70% (3.5 billion) for sales
  • 9% (450million) for founder
  • 3% (150million) advisors
  • 3% (150million) bounty and airdrop
  • 15%( 700milliion) reserves

Here are several usages of the token within the ecosystem

  1. Purchasing Goods

This is the most obvious function of the token, which is to be used as the main form of transaction currency inside the platform. It means that the merchants and the customer that is within the sphere of the ecosystem need to adopt the platform token and thus making the token widely used by a lot of merchants.

  1. Obtaining special offers

In the e-commerce system, there are usually several attraction events such as the discount, and so forth. The token can be exchanged in the forms of the discount or any other free goods that will be benefitting both the merchant and the customer.

  1. Investment

The token can also be exchanged in the forms of the fiat currency such as dollars or euro. Therefore the customer will be encouraged to hold and keep their own token as the price and the value of the token are steadily increasing in the future.

For any further information relating to the token sale and the TGE you can visit one of the websites below:

https://twitter.com/arawtoken

https://bitcointalk.org/index.php?topic=3497194.0

Introducing Viva, Solution For Your House Mortgage

Introducing Viva, Solution For Your House Mortgage

House mortgage industry is the most valuable industry in the world since the need of the house is ever increased. The issue here is the price that is also skyrocketing due to the imbalance of supply and demand in the global market. This is due to the several factors, such as the availability of the land, the global economy and politics situation, the profile of certain areas and so forth. As the result, billions people are having a very hard time acquiring a house, where certain individual groups are having multiple houses with a very high value. This is definitely creating an economic and social disparity as more and more people need the house, where fewer people are able to acquire the house with their own money alone.

There is also a practical solution to this issue, namely the mortgage loan that could be afforded in the bank or the third party such as the person or a loan providing group that is scattered across the globe. This indeed provides a very practical solution to those who do not own a very large amount of money to purchase the house since the house usually imposes the down payment system that is very hard to be accomplished without the proper financial preparations. The mortgage loan can be achieved in a various way, but the problem will soon follow, as the interest of such loans is steadily increasing and the people financial economy are more or less unstable do the global economic change that could change in any minute. This leading to a very complicated and centralized housing market and mortgaging system that is now run by the government or the banking institution.

This could prove to be disastrous since the centralized market, should it fail, will affect thousands of other aspects and thus endangering the global economy. This already happens in 2008, where the mortgage industry is falling down due to the inability of the people to pay for their loan, and thus destroying most of a high level American and European economy back then. This is a very serious issue that needs to be tackled since the demands of the house will always increase, but the system that is built upon it needed to be decentralized so it is safer, faster and more reliable in the term of the global market.

For any further information you can access several links below:

http://www.vivanetwork.org/

https://www.facebook.com/VivaNetworkOfficial/

Viva as the solution for your housing needs

But the cycle could be ended with the rise of the blockchain lately. Viva network is a solution for the ever problematic housing industry that is now affecting billion of people. There is a lot of issue to the housing problem such as:

  1. The skyrocketing price

Prices in the most essential in the house as it become the major consideration of every person who is about to purchase a house. The price of a house is usually affected by several factors such as the land value, the availability of the public facility, the type or the size of the house and lands, and other myriad factors that are too much to be mentioned. But even the smallest and most undesired land still possesses a very high amount of money and that is very hard to come by. The platform provides the crowdfunding platform to the person who needs a fast and saves money to purchase a house, and thus the crowdfund will provide the money on certain conditions. This will disrupt the common business style where the banks and the third parties intermediaries are in play.

  1. The difficulty in obtaining the loan

Even if the person is able to purchase the house via a loan that is provided with the banks, the access to such a loan is very difficult and complex. More and more people are less able to have a loan to pay for the house, and thus making the people less able to have the house. This is due to the fact that the banking system is interconnected and centralized making it very fragile should the people are failing to pay for the loans of their house. Countless evidence has already emerged to show how fragile the banking institution is, and thus making it a less reliable source of money to have. For your house mortgage.

  1. The house appraisal

As the beginner buyer, they usually don’t understand whether a very specific type of house is worth their money and effort so that they end up purchasing a house that is too pricey and disrupting their financial capabilities. This is very problematic indeed as the housing industries are not providing the tips or the review of their economic situations, as their concerns are just to conclude a sell. The viva platform provides the very practical solution which is the counseling or the advice of the buyer of a house before buying a certain type of the house. They also review the economic impact of a family so that the family can own a house without any clear risk at their mind.

Those issues above are the most impending issues that are haunting the global housing market. This is counterproductive since the housing industries need to sell their houses as fast as possible where the people are less able to purchase the house day by day. This cycle needs to be disrupted, and that is just what this platform do, to disrupt the status quo and giving ease for the buyer of the house to gain their money so that they can have a house.

For further information related to the platform you can access the documents or the site below:

https://twitter.com/TheVivaNetwork

http://www.vivanetwork.org/pdf/whitepaper.pdf

 How VIVA works

 

We have already seen the intro of the platform, but we will then as ourselves, how this solution is really working. This is the most natural responses to any kind of disruptive business type that happens globally. First of all, the main difference between the platform of the banking system are the terms of coverage. The banking system is a web of interconnected monetary agencies that is affecting one after another, and thus making it very fragile since the disruption in one side could have a significant impact on the other side, whether it is good or bad influences. Here are the procedures of the application at the first glance.

  1. Buyer propose a loan for a house

The most critical thing about purchasing a house is the loan itself, without it, so many people will just lose the ability to have a house in the oncoming years. The buyer will start proposing for a loan that is followed by several documents that are needed by the system for the verification needs. The document will be the debt, the income, or any related financial situation of a person that could be useful for the verification process.

  1. Verification process

Verification is the most crucial steps, as it will determine whether or not the person will have their money for the mortgage.  The verification will include the professional assessment done by the team of the platform. The buyer will also directly redirected to the home seller, to provide any risk that could potentially reduce the value of the house. the home seller is also obliged to inform the buyer concerning the minor or major issues of the house such as reparations, damage, and so forth.

  1. Approval and appraisal

The approval of the platform is divided into two kinds, the conditional approval, and the final approval. The conditional approval is the first approval where the condition of the document have been met and the team is already approving the document to be further analyzed by the team in order to determine the fund that will be provided for the applicant. The final approval is where all kind of document is already assessed and all the condition has been met and thus making the applicant eligible to receive the fund from the platform. The appraisal is the process of appraising the true value of the house by the professional team of the platform. The appraisal process also includes the advice from the team concerning the house and so forth.

  1. Grading

After all sort of administration and assessment has been dealt with, the final process of the procedure is grading. Grading simply is the mechanism to grade someone financial capability that has been provided by the earlier documents. Grading will determine about the financial funds that will be provided by the platform by listing the applicants into the several grades that are available. within the system. There are ten grades from 1 to 10 and the applicants will enter one of the grades, and thus define any potential risk or changes in the term of the applicant capacity to pay the loan to the platform.

  1. Crowdfunding

After the grading process has occurred, the platform is now gathering the fund in order to give the applicants the money they need. After the money has been collected, the platform will receive a portion of the money where they can use it for paying the Down Payment that is required to purchase a house. the applicant then is responsible to pay the amount of money in a certain period of time, such 20 or 30 years according to their own grade. The money that has been paid by the applicants are becoming the crowdfund that will be used to fund more applicants, and thus the cycle continues.

The TGE and sales

the token that is recognized  by the platform is the viva token, where the platform will provide as much as 4 billion tokens where it will be distributed in the following:

  • 75% TGE
  • 7.5% team allocation
  • 3.75% advisors
  • 10% reserves
  • 3.75% marketing allocation

As for the sales of the token, typically there will be 2 main sales event that will be held by the platform, they are

  1. The pre-sales

The pre-sale is currently ongoing and will end in July 1st. The pre-sales or the first stage of sales will have the bonuses, just like any other platforms. The sales will be in 30 days, with ten days bonus bonuses changes interval. During the first ten days, the price will be 50 thousand tokens per one ethereum, meaning that the token will have around 40% bonus per sale. The second ten days will worth 35% bonus, meaning that the viva token will worth 48.309 tokens per one ethereum, and the last ten days will have 30% bonus, and the token is 46.511 worth per ethereum.

  1. Main sales

Main sales will occurs just after the pre-sales, the main sales will start at July 12th. And as for the main sales, there will be 60 days period or roughly two months of the main sales process. The main sales are also providing the bonus, though it is not larger than the early stage bonus. And unlike the first stage where the bonus is counted per 10 days, the bonus in the main sale is per quantity of the ethereal being sold. The first round of main sales will have 25% of the bonus after the 11.200 ETH has been contributed in the 20 days of the main sales. the second round will have 15% of the bonus, after the ETH that is sold reach about 33.070 ETH in the next 20 days.

To sum it up, here are the basic information concerning the sales.

  1. The cap of the first stage of the sales will be around 6.870 ETH. The first stage of the sales has occurred as we speak and will end on the 1st of July 2018.
  2. The main sales will be conducted just after the first stage of sales and will last 60 days.
  3. There are 4 billions of token that are being distributed to several parties, where the allocation has been covered above.
  4. The range of value is ranging from 50 thousand to the lowest around 35 thousand per one ethereum.

For further information, you can reach these following sites.

http://t.me/Wearethevivanetwork

https://bitcointalk.org/index.php?topic=3430485.0